# Platform Overview #### Welcome Welcome to Brava Finance, the smarter stablecoin treasury platform. This documentation is your comprehensive guide to Brava Finance’s infrastructure, strategy suite and seamless integration into institutional treasuries and asset-management workflows. *** #### What is Brava Finance? Brava Finance is the non-custodial routing engine for stablecoin and real-world-asset (RWA) yields. Whether you’re a CFO managing idle capital, a treasury manager scaling client portfolios or an asset manager accessing stablecoin credit markets, Brava Finance empowers you to automate allocations, diversify across markets and manage custody your way. **Our Core Offerings** * Access to thousands of stablecoin yield opportunities with billions in liquidity * Live risk-intelligence, real-time data on every pool & every allocation * Dedicated vaults under your control, Brava Finance automates but never holds funds * Institutional grade infrastructure built for treasuries, family offices, and professional allocators *** #### **Why Brava Finance?** * Move capital from idle cash to the next generation of asset management * Enjoy one unified platform for all stablecoin credit flows, no spreadsheets, no fragmentation * Automate execution, enforce mandate discipline, monitor exposures in real time * Stay in control of custody, your workspace, your choice *** #### **Getting Started** 1. [Book a demo](https://brava.finance/contact) to explore the platform 2. Onboard your entity and set up your dedicated workspace 3. Build your custom portfolio from access to hundreds of leading stablecoin pools 4. Deploy capital, monitor performance and reallocate dynamically *** #### **Support & Contact** If you have questions during onboarding or while using Brava Finance: * Email: * [Book a call ](https://brava.finance/contact)with our team * Visit the “[Getting Started](/platform/getting-started)” section of this documentation for step-by-step guides. # Managed Fund Solution #### **The Power of Brava’s Platform, Professionally Managed** Gain exposure to stablecoin and tokenised‐credit markets, without the complexity of managing allocations yourself. Our managed fund brings the same institutional-grade infrastructure, intelligence and automation that powers the Brava Finance platform directly to you. *** #### Fund Positioning & Strategy The fund allocates across a broad mix of digital credit markets, combining on-chain yield with off-chain, real-world-asset (RWA) credit, underpinned by diversification, risk intelligence and disciplined execution. **Key strategy buckets:**
On‐Chain Yield Engines Deploy capital into credit-bearing smart-contract protocols and blockchain native lending strategies.
Market-Making / Delta-Neutral Strategies We tap institutional-grade on-chain hedge funds for yield generation without directional crypto exposure.
Tokenised RWA Credit Access trade finance and dollar-backed short-duration credit via tokenised instruments offering uncorrelated yields.
Risk-Intelligent Allocation Framework Our proprietary monitoring of counterparty, liquidity and credit fundamentals ensures mandate compliance and dynamic rebalancing.
**Target Outcome:** A blend of institutional-grade yield, monthly liquidity, and structural diversification from traditional markets. Net target returns of **6 – 10%**, uncorrelated with equities and fixed-income markets. *** #### **Use Case Fit** This offering is ideal for: * Family‐offices seeking exposure to the rising stablecoin & digital credit market without building internal infrastructure. * Institutional treasuries looking to deploy idle cash into higher yield, professionally managed infrastructure. * Asset managers seeking a clean, investment-grade vehicle with segregated exposure to tokenised credit and crypto-native yields. * Fiduciaries wanting non-directional but yield-oriented allocations, diversification from equity and fixed income exposures. *** #### **Fund Structure & Terms**
ItemDetails
Legal StructureCayman Islands SPC (Segregated Portfolio Company)
Custody / InfrastructureInstitutional-grade custody via Fireblocks and secure vaulting infrastructure
Fund AdministratorNAV Fund Administration Group — ensuring robust independent oversight
AuditorsMHA
Minimum InvestmentUSD $100,000
CurrencyUSD Share Class
NAV ReportingMonthly
Subscriptions / RedemptionsDaily (no fixed lock-up)
Management Fee1%
Performance Fee10% above SOFR 30-day average
ISINKYG2605R2313
*** #### How to Get Started 1. **Request an investor deck:** Get full details on strategy, terms, track record and market opportunity. 2. **Book a call / Demo:** Speak with our team to discuss fit, structure, and onboarding. 3. **Complete documentation & onboarding:** Legal, KYC/AML and subscription documents. 4. **Allocate capital**: Transfer funds and start participating via the managed fund. 5. **Monitor your investment:** Monthly NAVs, monthly reporting, and real-time access to key metrics via our dashboard. 6. **Redeem or re-allocate:** With monthly liquidity and daily flows, you retain flexibility. *** #### Legal Disclaimer This page and the information on it are provided for informational purposes only and do not constitute an offer to sell, or a solicitation of an offer to purchase, any securities. Prospective investors should make investment decisions solely on the basis of the offering documents. # Legal Documents # Terms of Use > *Effective Date: January 20, 2025* NOTICE: PLEASE REVIEW THE TERMS CAREFULLY. BY ACCESSING, INTERACTING WITH OR USING ANY INTERFACE OR ANY FEATURE, YOU AGREE THAT YOU ARE ABLE TO ENTER INTO A BINDING AGREEMENT AND, AS SUCH, HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THE TERMS, INCLUDING THE BINDING ARBITRATION AGREEMENT AND CLASS ACTION WAIVER BELOW. IF YOU DO NOT AGREE TO ALL OF THE TERMS, YOU ARE NOT AUTHORIZED TO INTERACT WITH, ACCESS OR USE ANY INTERFACE OR FEATURE. #### Introduction These Terms of Use (these “Terms”) explain the terms and conditions by which you may access and use the Interface provided by BRV Labs Inc. (inclusive with its affiliates, the “Company”, “we” or “us”). These terms are applicable to all content, functionality and features available via the Interface, plus any statements, announcements, and communications made by us or communicated on our behalf. The Interface consists of the website, currently located at Brava.xyz (the “Website”), and the mobile application, and displays certain information about the Protocol (defined in clause 3 in the Terms of Use below). The Interface provides a user-friendly, web-based means of access designed to facilitate interaction with the Protocol for informational purposes. It is important to note that the Protocol is distinct from the Interface and the Protocol is not provided, operated, or managed by the Company, as further detailed and explained under Clause 2 in the Legal Disclaimer and Clause 3 in the Terms of Use. These Terms govern your access to and use of the Interface. Please read these Terms and the Legal Disclaimer carefully, as they contain important information about your legal rights. By accessing and/or using the Interface, you are agreeing to these Terms. If you do not understand or agree to these Terms, please do not use the Interface. For purposes of these Terms, “user”, “you” and “your” means you as the user of the Interface. If you use the Interface on behalf of a company or other entity then “you” includes you and that entity, and you represent and warrant that (a) you are an authorized representative of the entity with the authority to bind the entity to these Terms, and (b) you agree to these Terms on the entity's behalf. **NOTICE:** This Terms contains important information, including a binding class action waiver, which impacts your rights as to how disputes are resolved. The Interface is only available to you, and you should only access our Interface if you agree completely with these terms. *** #### Terms of Use NOTICE: PLEASE REVIEW THE TERMS CAREFULLY. BY ACCESSING, INTERACTING WITH OR USING ANY INTERFACE OR ANY FEATURE, YOU AGREE THAT YOU ARE ABLE TO ENTER INTO A BINDING AGREEMENT AND, AS SUCH, HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THE TERMS, INCLUDING THE BINDING ARBITRATION AGREEMENT AND CLASS ACTION WAIVER BELOW. IF YOU DO NOT AGREE TO ALL OF THE TERMS, YOU ARE NOT AUTHORIZED TO INTERACT WITH, ACCESS OR USE ANY INTERFACE OR FEATURE. #### 1. Overview 1.1. We provide you with access to the Interface and information, such as text publications, images, links to third-party resources and services, audio and video materials, etc., (“Content”) created and published by the Company. 1.2. The Interface is licensed, not sold to you, and you may access the Content and use the Interface only as permitted in these Terms. 1.3. You are hereby granted a limited, nonexclusive, non-transferable, non-sublicensable, and personal license to access and use the Interface provided; however, such license is subject to your compliance with these Terms. Any open-source software, components and items will not be covered by this license, and will be subject to the terms and conditions of the applicable Open-Source Licences. #### 2. Terms’ Status and Acceptance 2.1. These Terms constitute a legally binding agreement between you and the Company. 2.2. These Terms apply to the Interface, any and all services, Content, information, texts, and other products, offered on the Interface. 2.3. By accessing the Interface or ticking the “I agree to the Terms of Use” checkbox (or similar), you agree to be bound by these Terms and confirm that you have read, understood, and accepted all the provisions of these Terms. 2.4. Please do not access or use the Interface if you have not read, understood, and accepted all the provisions of these Terms. 2.5. These Terms (together with any documents, policies, or notices expressly referenced herein) constitute the entire agreement between you and the Company relating to your access to and use of the Interface, and supersede any prior or contemporaneous understandings, representations, or agreements, whether written or oral. No usage of trade or other conduct shall be used to modify or alter any provision of these Terms. 2.6. We reserve the following rights, which do not constitute obligations of ours: (a) with or without notice to you, to modify, substitute, eliminate or add to the Interface; (b) to review, modify, filter, disable, delete and remove any and all content and information from the Interface; and (c) to cooperate with any law enforcement, court or government investigation or order or third party requesting or directing that we disclose information or content or information that you provide. 2.7. The Interface may contain references or links to third-party resources, including (but not limited to) information, materials, products, or services, that we do not own or control. In addition, third parties may offer promotions related to your access and use of the Interface. We do not approve, monitor, endorse, warrant or assume any responsibility for any such resources or promotions. If you access any such resources or participate in any such promotions, you do so at your own risk, and you understand that this Terms does not apply to your dealings or relationships with any third parties. You expressly relieve and hold the Company harmless from any and all liability arising out of your use of or reliance on any Third-Party Service, including any information, materials, products, or services provided by such third parties. 2.8 Your interactions with any Third-Party Service are solely between you and the third party providing that service. Before using or accessing any Third-Party Service, you should review all terms, conditions, and policies that govern such Third-Party Service. We make no representations or warranties regarding the functionality, accuracy, legality, or availability of any Third-Party Service. #### 3. Functionality of the Interface 3.1. The Interface provides a web or mobile-based means of access to a set of community-driven, open-sourced, and decentralized protocols that allow users to manage their stablecoin treasuries via pre-defined strategies controlled by self-executing smart contracts (the "Protocol"). 3.2. To access the Interface, you must use a compatible non-custodial wallet software (“Wallet”), which allows you to interact with public blockchains . Your relationship with that non-custodial wallet provider is governed by the applicable terms of service. We do not have custody or control over the contents of your wallet and have no ability to retrieve or transfer its contents. By connecting your wallet to our Interface, you agree to be bound by these Terms and all of the terms incorporated herein by reference. 3.3. The Interface is distinct from the Protocol and is one, but not the exclusive, means of accessing the Protocol. The Protocol comprises an open-source or source-available community-driven self-executing smart contract that is deployed on the blockchain. The Protocol itself is not part of the Interface, and your use of the Protocol is entirely at your own risk. Additionally, the third-party technologies required to be used or interacted with in order to interact with the Protocol, including but not limited to a Wallet (as defined below, and collectively the “Third-Party Tools”), are not part of the Interface, and your use of such Third-Party Tools is entirely at your own risk. 3.4. You acknowledge and agree that the Company does not own, operate, or control any of the underlying protocols or Third Party Tools that may be displayed on or accessible through the Interface, and is entirely unaffiliated with them. The Company and its Interface are not affiliated with any other protocol, service provider, or decentralized finance (DeFi) Interface that users may transact with. Your engagement with such Third Party Tools, protocols or applications solely at your own risk, and you remain responsible for reviewing and adhering to any terms and conditions governing those protocols or applications. The Company does not endorse, guarantee, or assume responsibility for the delivery, quality, security, legality, or functionality of any Protocol, smart contract, or underlying blockchain technology. You transact at your own risk and are solely responsible for evaluating the suitability, legality, and security of any protocol you elect to use and accept any and all related risks, including the risk of possible losses and damages that you may incur in connection with the use thereof. 3.5. The strategies available through the Interface may involve complex interactions with multiple Protocols, liquidity pools, or yield-generating mechanisms or strategies. The Company does not guarantee the performance, returns, or outcomes associated with any strategy, nor does it warrant that any Protocol integrated into a strategy will function without error or exploit. If you choose to follow a strategy, you bear all risks relating to malfunctions, hacks, exploits, congestion, or any other technical failures in the Protocol(s). 3.6. The Interface merely displays blockchain data and provides a web application that reduces the complexity of using Third-Party Tools to otherwise interact with the Protocol. Activity on the Protocol is conducted via permissionless smart contracts and users or other developers are free to create their own interfaces to interact with the Protocol. When you utilize any data inputs provided by the Interface to execute transactions, you are interacting with public blockchains, which provide transparency into your transactions. The Company does not control and is not responsible for any information you make public on any public blockchain by taking actions utilizing data provided to the Interface. By accepting these Terms, you acknowledge that the Protocol and the smart contracts within it can be reviewed, verified, utilised, copied, modified, and distributed by anyone, subject to the terms of the applicable licences. Accordingly, in no event shall we be responsible for or held liable in connection with the Protocol, underlying blockchain networks or software, their operation, functioning, implementation, or use. #### 4. Wallet 4.1. To use the Interface it is necessary to connect a third-party digital Wallet to the Interface. In such cases, by using a Wallet in connection with the Interface, you agree that you are using the Wallet under the terms and conditions of the applicable third-party provider of such Wallet. Wallets are not associated with, maintained by, supported by or affiliated with the Company. You acknowledge and agree that we are not party to any transactions concluded while or after accessing our Interface, and we do not have possession, custody or control over any digital assets appearing on the Interface. When you interact with the Interface, you retain control over your digital assets at all times and remain solely responsible for all transactions undertaken through your wallet. The Company accepts no responsibility or liability to you in connection with your use of a Wallet or data provided by the Interface in consummating transactions using a Wallet, and makes no representations and warranties regarding how the Interface and Protocol will interact with any specific Wallet. The private keys and/or seed phrases necessary to access the assets held in a Wallet are not held by or known to the Company. The Company has no ability to help you access or recover your private keys and/or seed phrases for your Wallet, so please keep them in a safe place. 4.2. The Interface is a purely non-custodial application, meaning we do not ever have custody, possession, or control of your digital assets at any time. It further means you are solely responsible for the custody of the cryptographic private keys to the digital asset Wallet you hold and you should never share your Wallet credentials or seed phrase with anyone. #### 5. Fees 5.1. While the Company does not presently charge any fees for the use of the Interface, transactions executed by you utilizing data provided by the Interface and your use of the Interface may cause you to incur fees such as blockchain gas or similar network fees, as well as fees charged by the Protocol. All such fees displayed within your Wallet utilizing data inputs provided by the Interface are merely estimates and may not reflect actual costs incurred in broadcasting a transaction for execution according to the applicable consensus mechanism. Additionally, your external Wallet provider may impose a fee. We are not responsible for any fees charged by a third party. Due to the nature of distributed, public blockchains, transactions executed by you utilizing data provided by the Interface are non-refundable and the Company is not able to alter or mitigate any such fees. You will be responsible for paying any and all taxes, duties and assessments now or hereafter claimed or imposed by any governmental authority associated with your use of the Interface, the Protocol, and Third-Party Tools. In certain cases, your transactions may not be successful due to an error with the blockchain, Protocol or Wallet, or due to changes in the distributed blockchain environment (e.g., during a spike in demand for block space and/or activity on the relevant network). We accept no responsibility or liability to you for any such failed transactions or any transaction or gas fees that may be incurred by you in connection with such failed transactions. #### 6. Forward-Looking Statements 6.1 Any references made on the Interface or in the Interface regarding potential yields, returns, rewards, or future performance are forward-looking statements and are provided for informational purposes only. These statements reflect current expectations but are subject to various uncertainties, including market volatility, smart contract risk, and regulatory changes. Any projections of any nature including but not limited to future functionality and projected performance of any protocol listed on the Interface are forward-looking statements. No outcome is guaranteed, and actual results may vary significantly from any forward-looking statements presented on the Interface. You should not rely on these forward-looking statements. #### 7. Community Rewards 7.1 From time to time, the Company may offer tokens, NFTs, or other digital incentives (“Community Rewards”) to users who perform certain actions, such as providing liquidity, engaging with the Interface, or participating in promotional events. Any Community Rewards are provided at the Company’s discretion and do not create a legal obligation for the Company. The Company reserves the right to modify, revoke, or reclaim any distributed Community Rewards if it determines, in its sole discretion, that a user (i) no longer meets eligibility requirements, (ii) acted in a manner contrary to the intended purposes of the rewards (e.g., withdrawing assets prematurely if there was an agreed-upon lock-up period), or (iii) violated these Terms or any additional conditions specified for such rewards. The Company may apply such revocations or penalties retroactively, and users shall have no claim against the Company for any revoked rewards. #### 8.1 No Investment Advice or Fiduciary Duty (a) All information provided through the Interface (including references to yields, token performance, or transaction execution) is offered on a purely informational basis. Nothing in the Interface constitutes legal, financial, tax, or investment advice. (b) The Company does not act as your agent, broker, fiduciary, or investment manager. Any decisions regarding purchase, sale, or holding of digital assets are made solely by you at your own risk. c) From time to time, the Interface may display or suggest certain rebalancing opportunities, adjustments to holdings, additions or removals of supported protocols, or other yield-related features (collectively, “Rebalancing Tools”). You acknowledge and agree that: 1. Any rebalancing or protocol change via the Interface is executed solely after you affirmatively approve or initiate it via your connected Wallet; the Company does not unilaterally move or control your digital assets at any time. 2. Provision of Rebalancing Tools or protocol suggestions does not constitute the operation or management of a collective investment scheme, mutual fund, or any similar regulated product. Users retain direct ownership and control of their digital assets and make all final decisions regarding any transaction. 3. While Rebalancing Tools may reference potential returns or yields, the Company does not guarantee any level of profit, performance outcome, or reduction of risk. All forward-looking statements are merely indicative and subject to change. 4. Any display of Rebalancing Tools or addition of new protocols is provided for informational or technical convenience. It should not be construed as investment, financial, or tax advice. You are solely responsible for evaluating risks, seeking professional advice if needed, and determining whether to act upon any suggested rebalancing or new protocol option. 5. The Company offers these Rebalancing Tools as an optional feature via the Interface; it does not have discretionary authority over user assets or the Protocol that self-executes the strategies within the Rebalancing Tools. You are free to reject or ignore any rebalancing suggestions and bear all responsibility for transactions you choose to execute. The rebalancing and protocol-adding methodology used by the Interface is made publicly available in the Documentation of the Protocol. The methodology is designed to operate under predefined conditions and rules, allowing users to review, understand, and anticipate when rebalancing opportunities or protocol changes may appear. Because these rules are transparent, predictable, and consistently applied, you retain full visibility into potential changes before choosing to execute any rebalancing transaction. For clarity, the methodology does not grant the Company discretionary authority over your digital assets, nor does it guarantee any level of return. All final transactions are user-initiated. Accordingly, no aspect of this methodology should be interpreted as the management of user funds, collective investment, or discretionary portfolio management. #### 8.2 Anti-Money Laundering (AML) and Know-Your-Customer (KYC) (a) The Company does not generally conduct AML or KYC checks on Users but reserves the right to do so in accordance with applicable regulations, if legally required or if suspicious activity is detected. You also acknowledge that the Company will report suspicious activities to relevant authorities as required by law. (b) The Company may request identity documentation or other information to verify your identity or the source of funds. The Company reserves the right to deny or restrict your access to the Interface if you fail to comply with such requests or if your use is in violation of applicable law. #### 8.3 Risk Disclosure By using the Interface, you acknowledge and accept the following risks. This is not intended to be an exhaustive list and you should not rely solely on the disclosures set out below but determine independently whether the Interface is suitable for you. 1. Market Volatility: Digital assets can be extremely volatile, at times, illiquid, and speculative, and are unregulated. Prices can change dramatically at any time, you may not be able to sell your holdings, and transaction fees (“gas”) can spike unpredictably. You accept these risks and acknowledge the Company has no liability for fluctuations, partial or total loss of value, or increased costs. 2. Financial Risk: All transactions involving Digital Assets are final and carry the potential for irrevocable, significant and total financial loss. The Company does not refund or reverse transactions. Past performance is not indicative of future results. You are responsible for determining whether trading or holding Digital Assets suits your financial situation and risk appetite. The Company bears no responsibility for transaction decisions or outcomes. The Company is not authorized or regulated by the Financial Conduct Authority (FCA) or the regulatory equivalent in your jurisdiction. Accordingly, the protections provided by the regulatory system in your jurisdiction, including access to the Financial Ombudsman Service, Financial Services Compensation Scheme or local equivalent, will not be available to you when using the products and services provided by The Company. 3. Protocol and Smart Contract Risk: The Interface may enable interactions with third-party DeFi protocols or smart contracts that can contain errors, bugs, or vulnerabilities. The Company does not audit or endorse these protocols and is not responsible for losses caused by smart contract failures. 4. Open Source Nature: The Company does not own or control or guarantee the functionality or security of any underlying protocols or networks, which may be subject to sudden changes (“Forks”) or exploits. 5. Technical Expertise: By using the Interface, you acknowledge and accept full responsibility for assessing whether such activities are suitable for you, considering your personal circumstances, financial resources, and level of expertise. You affirm that you have independently evaluated and understood the risks associated with any transactions and the underlying Digital Assets. You represent and warrant that you possess the necessary knowledge, technical skills, market sophistication, and experience to evaluate the merits and risks of transactions conducted via the Interface for any referenced Digital Asset. You accept all outcomes of using the Interface, including the risk of losing access to your Digital Assets indefinitely. All transaction decisions are made solely at your discretion and risk. Engaging with the Interface requires advanced technical expertise in areas such as cryptography and computer science. The Company does not provide personalized financial, legal, or technical advice, and any mention of specific Digital Assets on the Interface does not constitute an endorsement, rejection, or recommendation. Such information should not substitute your own independent understanding of the inherent risks. We make no warranties regarding the suitability or security of any Digital Asset referenced on the Interface, and we assume no fiduciary or advisory obligations in our relationship with you. The Company accepts no liability for any losses or damages resulting from your use of the Interface, and you agree that the responsibility for all decisions and actions rests solely with you. 6. Security, Operational and Technical Risks: The Interface may experience outages due to disruptions, slowdowns, Cyber-attacks, unexpected surges in network activity or technical failures targeted at the Interface or any Protocols it facilitates access to. Transactions may fail or remain unconfirmed for extended periods. You agree to assume the risk of failure due to unforeseen or intensified technical difficulties—such as sophisticated attacks—and agree not to hold us liable for any resulting losses. The Company is not liable for and disclaims any losses due to service interruptions, viruses, phishing attempts, or the unauthorized alteration of the Interface or underlying software. You are encouraged to maintain up-to-date security measures and are solely responsible for evaluating any code provided by the Interface. Cryptography is not infallible. Advances in computing—such as quantum technology—or breakthroughs in code-cracking may undermine the security of Digital Assets and blockchain systems. The Company does not guarantee or warrant the ongoing security of any protocols, networks or the Interface. The Interface might include errors, omissions, outdated information, or materials that conflict with this Agreement, and unauthorized third parties may modify the Interface or the underlying software. 7. Regulatory Uncertainty: Laws, regulations and policies concerning digital assets may rapidly evolve. New or changing rules could materially impact the ability of the Company to continue to develop, or impact or limit your ability to access or use the Interface. 8. Compliance with Laws and Taxes: You are solely responsible for complying with all applicable laws, including tax obligations arising from your use of the Interface. The Company is not responsible for determining which laws may apply to your activities. You must independently report and pay any taxes due in connection with your use of the Interface. The Company is required to comply with applicable laws, regulations, and executive orders. This includes responding to lawful requests from government agencies and disclosing information as required by compulsory legal processes. 9. No Guaranteed Returns: Any references to potential yields or returns are forward looking statements subject to clause 6, and are estimates only and do not guarantee any level of profit. You assume all responsibility for any losses incurred. 10. Accuracy and Third-Party Integrations: Information on the Interface may be incomplete, outdated, or contain errors, and third-party links or integrations are provided for convenience only. The Company does not control these third parties and is not responsible for their actions or content. You should verify all information before relying on it, and you bear all risk of using third-party services. 11. Stablecoin Depegging: Certain assets known as “stablecoins” may lose their intended price peg, experience liquidity crises, or be subject to under-collateralization. This can result in partial or total loss of value and you should be prepared to experience this. By using stablecoins in connection with the Interface you acknowledge that the Company makes no representation about the stability, collateralization, or ongoing peg of any stablecoin. By using the Interface you confirm you understand and accept all the risks listed above and warrant that you have sufficient knowledge and expertise to engage with digital assets in this manner. The operation of the Interface does not establish any business, financial, legal, or investment advisory relationship. The warnings within this Risk Disclosure and others provided in this Agreement by the Company in no way evidence nor does it represent an ongoing duty to alert you to all of the potential risks of utilizing or accessing the Interface. Therefore, you should verify all information on the Interface before relying on it. Any decisions you make based on the information provided by the Interface are solely your responsibility, and we bear no liability for any outcomes of those decisions. #### 8.4 Transition to Decentralization The Company aims to progressively reduce or eliminate centralized control over certain aspects of the Interface, with the ultimate goal of achieving a community-driven, decentralized governance. While the Company has taken initial steps (including the formation of a purpose driven foundation), the Interface and the Protocols it connects to are not fully decentralized at this time. We cannot guarantee any specific timeline or outcome for this transition, which may depend on technical, regulatory, and community-driven factors. Accordingly, you acknowledge and agree that: 1. All references to a “decentralization” are aspirational and refer to our future objectives. Presently, certain functions may still be overseen or controlled by the Company 2. Although we strive to distribute governance and reduce single points of failure or control, the extent and pace of decentralization may vary and could be influenced by changes in technology, market conditions, or regulatory developments. 3. Any usage of the Interface during this transitional phase is at your own risk. You acknowledge that until full decentralization is achieved (if ever), certain centralized elements may still exist. 4. Our intent to decentralize does not imply or guarantee that the Interface will be exempt from applicable laws or regulations in any jurisdiction. #### 9. Intellectual Property Rights 9.1. All components and content of the Interface as a whole belong to the Company and are protected with, including, but not limited to the copyright, trademarks, trade secrets. All rights reserved. 9.2. You must not reproduce, reprint, publish, modify, distribute, display, transmit, license, transfer or otherwise exploit Content or technology from the Interface without Company’s prior written consent. 9.3. Violation of any of the intellectual property rights of the Company is strictly prohibited. 9.4. Subject to the terms of these Terms, we grant you a limited, revocable, non-exclusive, non-sublicensable, non-transferable license to access and use our Interface solely in accordance with these Terms. You agree that you will not use, modify, distribute, tamper with, reverse engineer, disassemble or decompile any of our Products for any purpose other than as expressly permitted pursuant to these Terms. Except as set forth in these Terms, we grant you no rights to the Interface, including any intellectual property rights. You understand and acknowledge that we do not control the Protocol. 9.5. The Company may use third-party service providers to perform certain features on the Interface (the “Third-Party Services”). Any information available to the Company shall automatically be available to such third parties, to the extent required to provide such services. Your access and use of such Third Party Services shall be governed solely by the terms and conditions of such Third Party Services, and the Company is not responsible or liable for, and make no representations as to any aspect of such Third Party Services, including, without limitation, their content or the manner in which they handle, protect, manage or process data or any interaction between you and the provider of such Third Party Services. You irrevocably waive any claim against the Company with respect to such Third-Party Services. The Company is not liable for any damage or loss caused or alleged to be caused by or in connection with your enablement, access or use of any such Third-Party Services, or your reliance on the privacy practices, data security processes or other policies of such Third-Party Services. 9.6 The Interface may embed an optional cover product offered by Nexus Mutual (or a similar third-party provider) (collectively, “Third-Party Cover”). Although this workflow is integrated into the Interface, all coverage terms are determined solely by Nexus Mutual or its applicable membership-based product offering (“Nexus Mutual”). For clarity, “cover” as used herein does not constitute insurance under applicable law and is not provided, underwritten, or guaranteed by the Company. 1. You acknowledge that the Company does not control, manage, or administer the Nexus Mutual cover. Any claims, payouts, or refunds are governed exclusively by Nexus Mutual’s rules or membership framework. 2. The Company does not endorse or guarantee the scope or availability of the Third-Party Cover. The Company makes no representation that such cover will protect you from any specific event, risk, or loss. 3. Nexus Mutual (or the relevant Third-Party Cover provider) may impose specific exclusions, membership requirements, or coverage limitations that could result in partial, delayed, or no payout in certain events. You acknowledge and agree that the Company has no control over these exclusions or coverage determinations, and makes no representations regarding whether your claim will meet any eligibility criteria or entitle you to a payout under the Third-Party Cover. 4. The Company disclaims any liability arising from or related to your election to use, purchase, or rely on Nexus Mutual’s Third-Party Cover. Your decision to engage with such cover is entirely at your own risk. 5. By opting into Third-Party Cover through the Interface’s embedded workflow, you acknowledge that you are subject to the terms, conditions, and membership criteria established by Nexus Mutual. It is your responsibility to review and accept those terms before proceeding. #### 10. Eligibility 10.1. To access or use the Interface, you must be able to form a legally binding contract with us. Accordingly, by accessing our Interface and using the Interface, you represent and warrant that: (a) you are at least eighteen (18) years of age; (b) you are not the subject of sanctions administered or enforced by any country or government, or otherwise designated on any list of prohibited or restricted parties (including but not limited to the lists maintained by the United Nations Security Council, the U.S. Government, the European Union or its Member States, or other applicable government authority); (c) you are not a citizen or resident of the United States, you are not a U.S. Person (as defined in Rule 902(k) of Regulation S under the U.S. Securities Act of 1933, as amended (the “Securities Act”)), and you are not using the Interface on behalf of a person or entity located in the United States or any U.S. Person; (d) you are not a citizen or resident of Afghanistan, Belarus, Burundi, Crimea and Sevastopol, Donetsk and Luhansk regions and other temporary occupied territories of Ukraine, Cuba, Democratic Republic of Congo, Iran, Iraq, Libya, Lebanon, North Korea, Mali, Russian Federation, Somalia, South Sudan, Sudan, Syria, Venezuela, Yemen, Zimbabwe, or any other country to which the United States, the United Kingdom, the European Union or any of its member states or the United Nations has imposed sanctions; (e) you are not banned from using the Interface under any applicable laws, statutes, ordinances, rules, regulations, judgments, injunctions, orders and decrees (“Laws”); and (f) your access and use of the Interface will fully comply with all applicable laws and regulations, and you will not access or use the Interface to conduct, promote, or otherwise facilitate any illegal activity. 10.2 In certain jurisdictions, the use of the Interface (or specific features within the Interface) may be restricted to individuals or entities that qualify as “professional investors,” “accredited investors,” or other similarly defined categories under local law. By accessing or using the Interface, you represent and warrant that: 1. You meet any such professional, accredited, or otherwise qualified investor criteria as required by the laws of your jurisdiction; and 2. You are aware of, and shall comply with, any additional restrictions, filing requirements, or legal obligations arising from your status (or lack thereof) as a professional or accredited investor. If you do not meet the applicable criteria in your jurisdiction, you must refrain from using the Interface or any restricted features that require such qualifications. The Company disclaims all liability for any user who fails to comply with these investor eligibility requirements. #### 11. Responsibilities of the User 11.1. You agree not to engage in, or attempt to engage in, any of the following categories of prohibited activity in relation to your access and use of the Interface: * Intellectual Property Infringement. Activity that infringes on or violates any copyright, trademark, service mark, patent, right of publicity, right of privacy, or other proprietary or intellectual property rights under the law. * Cyberattack. Activity that seeks to interfere with or compromise the integrity, security, or proper functioning of any computer, server, network, personal device, or other information technology system, including, but not limited to, the deployment of viruses and denial of service attacks. * Fraud and Misrepresentation. Activity that seeks to defraud us or any other person or entity, including, but not limited to, providing any false, inaccurate, or misleading information in order to unlawfully obtain the property of another. * Market Manipulation. Activity that violates any applicable law, rule, or regulation concerning the integrity of trading markets, including, but not limited to, the manipulative tactics commonly known as "rug pulls", pumping and dumping, and wash trading. * Sale of Stolen Property. Buying, selling, or transferring of stolen items, fraudulently obtained items, items taken without authorization, and/or any other illegally obtained items. * Data Mining or Scraping. Activity that involves data mining, robots, scraping, or similar data gathering or extraction methods of content or information from any of our Products. * Objectionable Content. Activity that involves soliciting information from anyone under the age of 18 or that is otherwise harmful, threatening, abusive, harassing, tortious, excessively violent, defamatory, vulgar, obscene, pornographic, libelous, invasive of another's privacy, hateful, discriminatory, or otherwise objectionable. * Reverse Engineering. Attempting to reverse engineer, decompile, disassemble, or otherwise derive the source code of any portion of the Interface or the Interface, except to the extent allowed by applicable law. * Circumventing security measures or accessing the Interface using automated means without authorization * Engaging in activities that violate any applicable sanctions laws, anti-money laundering regulations, or data protection laws. Any violation of the above or other improper uses of the Interface is strictly prohibited and may result in immediate suspension or termination of your access, at our sole discretion. If your access to the Interface is terminated then you warrant that you shall not attempt to access the Interface through use of a different wallet, account or other means. You shall not use, nor attempt to use, any virtual private network (VPN), proxy server, Tor network, or any other privacy or anonymization techniques, software, or tools for the purpose of circumventing the geographical or other usage restrictions placed on the Interface. Any such activity is a material breach of these Terms. We reserve the right, in our sole discretion and without notice, to suspend or terminate your access to the Interface immediately if we believe that you are using any means to avoid compliance with these Terms or applicable laws. You acknowledge that we use data you submit using our Interface through your wallet to detect, prevent and mitigate illicit or harmful activity and that we may share that data with blockchain analytics providers. We share this information with these service providers only so that they can help us promote the safety, security and integrity of the Services. It is The Company’s policy to comply with subpoenas or court orders issued by law enforcement and other government agencies. Our compliance with these orders may impact your ability to interact with the information, product and services the Interface facilitates access to. You acknowledge that we are not responsible for any losses that may occur as a result of our compliance with applicable laws, regulations, or any other directive or legal order. 11.2. This Term is not intended to, and does not, create or impose any fiduciary duties on us. To the fullest extent permitted by law, you acknowledge and agree that we owe no fiduciary duties or liabilities to you or any other party, and that to the extent any such duties or liabilities may exist at law or in equity, those duties and liabilities are hereby irrevocably disclaimed, waived, and eliminated. You further agree that the only duties and obligations that we owe you are those set out expressly in these Terms. 11.3. By accessing or using our Interface, you agree that you are solely and entirely responsible for compliance with all laws and regulations that may apply to you. Specifically, your use of our Interface may result in various tax consequences, such as income or capital gains tax, value-added tax, goods and services tax, or sales tax in certain jurisdictions. It is your responsibility to determine whether taxes apply to any transactions you initiate or receive and, if so, to report and/or remit the correct tax to the appropriate tax authority. 11.4. You expressly agree that you assume all risks in connection with your access and use of our Interface. You further expressly waive and release us from any and all liability, claims, causes of action, or damages arising from or in any way relating to your use of our Interface. 11.5. You acknowledge that the Company is under no obligation to provide any technical support for you during your use of the Interface or to continue to develop, productize, support, repair, offer for sale or in any other way continue to provide or develop the Interface or the Interface. #### 12. Not Registered by Any Agency; Non-Solicitation; No Investment Advice; Assumption of Risks. 12.1. The Company is not registered, licensed, or authorized by any regulatory authority as a broker-dealer, investment adviser, asset manager, national securities exchange, or virtual asset service provider. Nothing on the Interface constitutes activity requiring registration under the U.K. Financial Services and Markets Act, the EU Markets in Financial Instruments Directive (“MiFID”), the U.S. Securities Exchange Act of 1934, or any equivalent law. You understand and acknowledge that the Company does not facilitate the execution or settlement of your trades, which occur entirely on the side of the Protocol we do not operate and control. As a result, we do not (and cannot) guarantee market best pricing or best execution through the Interface. The Company does not operate, sponsor, or manage any collective investment scheme, mutual fund, or other product regulated as a fund. For the avoidance of doubt, any rebalancing suggestions, protocol additions, or other yield-enhancing features offered through the Interface do not constitute pooled fund management or a collective investment scheme; users remain in full control of their digital assets and must independently confirm or reject each transaction, which occur entirely within the Protocol. 12.2. You agree and understand that: (a) all transactions you submit to the Protocol using the Interface are considered unsolicited, which means that they are solely initiated by you; (b) you have not received any investment advice from us in connection with any transaction or trades, and (c) we do not conduct a suitability review of any transactions you submit. 12.3. We may provide certain information about tokens and stablecoins in the Interface sourced from third-party data partners. We are not attempting to induce you to make any purchase as a result of information provided. Any such information provided by the Interface is for informational purposes only and should not be construed as investment advice or a recommendation. 12.4. By accessing and using the Website, you represent that you are financially and technically sophisticated enough to understand the inherent risks associated with using cryptographic and blockchain-based systems and that you have a working knowledge of the usage and intricacies of digital assets such as Bitcoin, so-called stablecoins, and other digital tokens or standards of any other digital tokens. In particular, you understand that the markets for these digital assets are nascent and highly volatile due to risk factors including (but not limited to) adoption, speculation, technology, security, and regulation. You understand that anyone can create a token, including fake versions of existing tokens and tokens that falsely claim to represent projects, and acknowledge and accept the risk that you may mistakenly trade those or other tokens. So-called stablecoins may not be as stable as they purport to be, may not be fully or adequately collateralized, and may be subject to panics and runs. Further, you understand that smart contract transactions automatically execute and settle, and that blockchain-based transactions are irreversible when confirmed. You acknowledge and accept that the cost and speed of transacting with cryptographic and blockchain-based systems are variable and may increase dramatically at any time. If you act as a liquidity provider to the Protocol through the Interface, you understand that your digital assets may lose some or all of their value while they are supplied to the Protocol through the Interface due to the fluctuation of prices of tokens in a trading pair or liquidity pool. In summary, you acknowledge that we are not responsible for any of these variables or risks, do not own or control the Protocol, and cannot be held liable for any resulting losses that you experience while accessing or using the Interface. Accordingly, you understand and agree to assume full responsibility for all of the risks of accessing and using the Interface to interact with the Interface. #### 13.1 Disclaimer; Suspension; Limitation of Liability; Indemnification. The Interface is provided on an "AS IS" and "AS AVAILABLE" basis. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ANY REPRESENTATIONS AND WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING (BUT NOT LIMITED TO) THE WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. You acknowledge and agree that your use of the Interface is at your own risk. We do not represent or warrant that access to the Interface will be continuous, uninterrupted, timely, or secure; that the information contained in the Interface will be accurate, reliable, complete, or current; or that the Interface will be free from errors, defects, viruses, or other harmful elements. No advice, information, or statement that we make should be treated as creating any warranty concerning the Interface. We do not endorse, guarantee, or assume responsibility for any advertisements, offers, or statements made by third parties concerning the Interface.\\ NEITHER COMPANY NOR ANY OF ITS AFFILIATES OR THEIR RESPECTIVE AGENTS, OFFICERS, DIRECTORS, EMPLOYEES, INFORMATION PROVIDERS, LICENSORS, AND LICENSEES (COLLECTIVELY “RELEASED PARTIES”) WILL BE LIABLE FOR ANY DAMAGES OF ANY KIND RELATED TO YOUR USE OF THE Interface OR THE Interface. UNDER NO CIRCUMSTANCES, INCLUDING BUT NOT LIMITED TO COMPANY’S NEGLIGENCE, WILL RELEASED PARTIES BE LIABLE FOR ANY CONSEQUENTIAL, DIRECT, INCIDENTAL, INDIRECT, PUNITIVE, OR SPECIAL DAMAGES RELATED TO (A) THE USE OF, (B) THE INABILITY TO USE, OR (C) ERRORS OR OMISSIONS IN THE CONTENTS AND FUNCTIONS OF THE Interface, EVEN IF COMPANY OR AN AUTHORISED REPRESENTATIVE THEREOF HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME COUNTRIES, STATES, OR PROVINCES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CONSEQUENTIAL OR INCIDENTAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. WE ASSUME NO LIABILITY OR RESPONSIBILITY FOR ANY: (A) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT; (B) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM ANY ACCESS OR USE OF THE INTERFACE; (C) UNAUTHORIZED ACCESS OR USE OF ANY SECURE SERVER OR DATABASE IN OUR CONTROL, OR THE USE OF ANY INFORMATION OR DATA STORED THEREIN; (D) INTERRUPTION OR CESSATION OF FUNCTION RELATED TO THE Interface; (E) BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE THAT MAY BE TRANSMITTED TO OR THROUGH THE Interface; (F) ERRORS OR OMISSIONS IN, OR LOSS OR DAMAGE INCURRED AS A RESULT OF THE USE OF, ANY CONTENT MADE AVAILABLE THROUGH THE Interface; AND (G) THE DEFAMATORY, OFFENSIVE, OR ILLEGAL CONDUCT OF ANY THIRD PARTY. THESE LIMITATIONS APPLY EVEN IF THE COMPANY WAS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. WE HAVE NO LIABILITY TO YOU OR TO ANY THIRD PARTY FOR ANY CLAIMS OR DAMAGES THAT MAY ARISE AS A RESULT OF ANY PAYMENTS OR TRANSACTIONS THAT YOU ENGAGE IN VIA THE Interface, OR ANY OTHER PAYMENT OR TRANSACTIONS THAT YOU CONDUCT VIA THE Interface. EXCEPT AS EXPRESSLY PROVIDED FOR HEREIN, WE DO NOT PROVIDE REFUNDS FOR ANY PURCHASES THAT YOU MIGHT MAKE ON OR THROUGH THE INTERFACE. SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OF LIABILITY FOR PERSONAL INJURY, OR OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THIS LIMITATION MAY NOT APPLY TO YOU. IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL DAMAGES (OTHER THAN AS MAY BE REQUIRED BY applicable LAW IN CASES INVOLVING PERSONAL INJURY) EXCEED THE AMOUNT OF ONE HUNDRED U.S. DOLLARS ($100.00 USD) OR ITS EQUIVALENT IN THE LOCAL CURRENCY OF THE applicable JURISDICTION.\\ Similarly, the Protocol is provided "AS IS", at your own risk, and without warranties of any kind. Although we contributed to the initial code for the Protocol, we do not provide, own, or control the Protocol, which is run autonomously without any headcount by smart contracts deployed blockchain. No developer or entity involved in creating the Protocol will be liable for any claims or damages whatsoever associated with your use, inability to use, or your interaction with other users of, the Protocol, including any direct, indirect, incidental, special, exemplary, punitive or consequential damages, or loss of profits, cryptocurrencies, tokens, or anything else of value. We do not endorse, guarantee, or assume responsibility for any advertisements, offers, or statements made by third parties concerning the Protocol or the Interface. You further understand and agree that: * access to the Interface may require the use of your personal computer and/or mobile devices, as well as communications with or use of data and storage on such devices. You are responsible for any Internet connection or mobile fees and charges that you may incur as part of your use of the Interface. * security and other blockchain audits undertaken by the Company or third parties will access user data and could result in the loss of data or provoke actions from telecommunications and other third-party service providers. Indemnification. You agree to indemnify, defend, and hold harmless the Company, as well as its officers, directors, employees, contractors, agents, affiliates, subsidiaries, and representatives (collectively, “Covered Parties”), from and against any and all claims, actions, damages, liabilities, losses, costs, and expenses (including reasonable attorneys’ fees, court costs, and regulatory fines or penalties) arising out of or relating to: **Use of the Interface** * Your or any third party’s access to or use of the Interface with your assistance or encouragement, or via any account, device, credentials (including private keys), or other access controls you own or manage. **Violation of Terms or Laws** * Any alleged or actual breach of these Terms or any agreement, condition, or covenant referenced herein; * Any violation of applicable laws, rules, or regulations (including but not limited to securities, tax, or data privacy laws); * Any infringement of another party’s intellectual property, publicity, privacy, or other rights. **DeFi/Blockchain Vulnerabilities & Exploits** * Any vulnerabilities, exploits, errors, bugs, hacks, or inaccuracies arising from or relating to the Interface or, any integrated third-party services, or any underlying cryptographic protocols (e.g., smart contracts); * Any inaccurate, late, or erroneous price data transmitted through the Interface. **Conduct & Content** * Any defamatory, inaccurate, or otherwise unlawful content you create, post, or transmit; * Any act or omission by you that implicates publicity rights, defamation, or invasion of privacy; * Any fraudulent, willful, unethical, or otherwise illegal activity related to your use of the Services. **Regulatory Changes & Operational Risks** * Any losses or damages arising from new or amended laws, regulations, or regulatory actions (including, but not limited to, FCA, MiFID, or SEC rules) that may impact the legality, availability, or performance of the Interface or your access to it; * Any operational risks, including disruptions in the Services, changes to underlying technology, or cybersecurity exploits, that affect your ability to use the Interface or access Digital Assets. **Lack of Technical Knowledge** * Any claims arising from your failure to possess the necessary technical skills, knowledge, or expertise to understand cryptographic systems, blockchain technology, or the functionality of smart contracts and decentralized applications. You agree to cooperate as fully as reasonably required in the defense of any claim. The Company reserves the right, at its own expense, to assume the exclusive defense and control of any matter for which you must indemnify the Company. You shall not settle any such matter without the Company’s written consent. #### 13.2 Release To the fullest extent permitted by applicable law, you hereby release and forever discharge the Company, its officers, directors, employees, agents, affiliates, successors, and assigns (collectively, the “Released Parties”) from any and all claims, demands, actions, damages (actual or consequential), losses, liabilities, and expenses of any kind or nature, whether known or unknown, suspected or unsuspected, disclosed or undisclosed, arising out of or in connection with: 1. Any dispute you have with any other user of the Interface or any third party in relation to your access to or use of the Interface; 2. Your inability to use the Interface for any reason; 3. Any services or transactions arranged through the Interface, including interactions with decentralized networks or smart contracts. **Jurisdiction and Unauthorized Access** * You acknowledge and agree that the Interface is not offered to, and may not be used by, any U.S. persons. If you are a U.S. person, you must not access or use the Interface. * If you reside in a jurisdiction that prohibits such a release or you otherwise lack authorization to use the Interface (including because you are a U.S. person), you agree not to access or use it. * Notwithstanding any provision of these Terms, the Company does not intend to waive any rights or defenses to which it may be entitled under law with respect to claims by any unauthorized user, including U.S. persons. If you choose to access or use the Interface in violation of these Terms, you do so at your own risk and remain subject to the following waiver. **California Residents (and Similar Jurisdictions)** To the extent you are found to be a resident of California (or any other U.S. jurisdiction) in violation of these Terms, you expressly waive any protections under California Civil Code § 1542 (as well as any similar statutes or legal principles in any other jurisdiction), which provides: “A general release does not extend to claims that the creditor or releasing party does not know or suspect to exist in his or her favor at the time of executing the release and that, if known by him or her, would have materially affected his or her settlement with the debtor or released party.” By accessing or using the Interface, you acknowledge and agree to this waiver if it is determined that you are a resident of a prohibited jurisdiction (including, without limitation, the United States). #### 14. Ownership of Rights. 14.1. Between you and the Company, the Company retains all rights in connection with the Interface (including all intellectual property rights therein). You are only granted a limited license to access and use the Interface to the limited extent permitted by these Terms.\\ #### 15. Changes to the Terms. 15.1. The Company reserves the right to amend these Terms at its sole discretion. In the event of such amendments, the Company shall provide notification by displaying the revised Terms on the Interface. It is incumbent upon you to periodically review these Terms periodically for any modifications. All modifications will be effective when they are posted. Your continued use of the Interface subsequent to the posting of amended Terms signifies your acceptance of and adherence to the updated provisions. Should you not concur with the amended Terms, you must cease any further use of the Interface. #### 16. Governing Law; Dispute Resolution. 16.1 These Terms, along with any relationship between you and the Company relating to the Interface or any matters contemplated herein including their effect, interpretation and exercise, shall be governed by and construed in accordance with the laws of England and Wales, without regard to conflict of law principles that would result in the application of any other jurisdiction’s laws. Claims involving injunctive or equitable relief related to the alleged unlawful use of intellectual property—such as copyrights, trademarks, trade names, trade secrets, logos, or patents—are excluded from arbitration and may be resolved in court. For all other Disputes arising out of or relating to the Interface, these Terms, or any associated matters, you and the Company agree to settle and finally resolve such Disputes exclusively through binding arbitration as outlined in this section. Arbitration involves referring the Dispute to an impartial arbitrator who will issue a final and legally binding decision. Before initiating arbitration, you must contact us in an attempt to resolve the Dispute informally. Send a written notice to us at , including your name, address, email, and sufficient details to identify the issue. The notice should describe the nature of the Dispute and specify the relief sought. If we cannot resolve the Dispute within thirty (30) days of receipt, either party may proceed to arbitration as outlined below. **Arbitration Procedure** * Rules and Administration: The arbitration will be conducted under the rules of the London Court of International Arbitration (LCIA), which are incorporated by reference into these Terms. * Arbitrator: The Dispute will be decided by a single arbitrator. * Location: The legal seat of arbitration shall be London, England, but hearings may be conducted virtually. * Language: The arbitration proceedings will be conducted in English. * Virtual Hearings: Hearings may take place via videoconference, teleconference, or other suitable communication technologies. * Electronic Communications: Notices, demands, and filings related to arbitration shall be sent electronically (e.g., email or an electronic filing system). Such communications will be deemed received on the date of transmission based on the recipient’s time zone. To the fullest extent permitted by law, you, the Company, and the arbitrator agree to maintain the confidentiality of the arbitration proceedings, including judgments, awards, and all related materials. The arbitrator may issue appropriate rulings to enforce confidentiality unless otherwise required by law. All Disputes are personal to you and will be resolved solely on an individual basis. Neither you nor the Company may bring or participate in any class arbitration, class action, or other representative proceeding. No individual may seek to resolve a Dispute as a representative of others in any context, whether in or outside arbitration. To the fullest extent permitted by law, you and the Company waive the right to a jury trial, class action claim or to have any dispute resolved in court that may arise under these Terms. Any claim or cause of action arising from or related to the Interface, these Terms, or any associated matters must be filed within one (1) year of the event giving rise to the claim. Failure to do so will result in the claim being permanently barred. #### 17. General Terms. 17.1. Assignment. You may not sell, assign or transfer any of your rights, duties or obligations under these Terms without our prior written consent. Any attempt by you to assign or transfer these Terms, without such consent, will be null and void. We reserve the right to assign or transfer these Terms or any of its rights, duties and obligations hereunder to any of our affiliate or third party. 17.2. Notices. Except as otherwise set forth herein, any notices or other communications to be provided by the Company under these Terms shall be deemed to have been delivered to you if posted on the Interface. 17.3. No Waiver of Rights. Company’s failure to enforce any right or provision of these Terms will not be considered a waiver of such right or provision. The waiver of any such right or provision will be effective only if in writing and signed by a duly authorized representative of the Company. Except as expressly set forth in these Terms, the exercise by either party of any of its remedies under these Terms will be without prejudice to its other remedies under these Terms or otherwise. 17.4. Nothing in these Terms is intended to or shall operate to create a partnership or joint venture between You and the Company, or authorize You to act as agent of the Company. You agree that you will not hold yourself out as a representative, agent, or employee of the Company and that the Company will not be liable for any representation, act, or omission by you contrary to these Terms. 17.5. These Terms shall remain in force until terminated by the Company. The Company may terminate these Terms at any time at its own discretion without explaining the reasons for this decision. These terms shall survive termination of users access to the Interface. 17.6 Neither party shall be liable for delays or failures to perform resulting from causes beyond its reasonable control, including but not limited to acts of God, natural disasters, governmental actions, war, terrorism, riots, civil disturbances, insurrections, embargoes, lockouts, strikes (including those affecting internet service providers or hosting facilities), or other labor disputes (if applicable), power outages, telecommunication breakdowns, cyberattacks, or any other event beyond either party’s control. 17.7 Each clause, subclause, and provision of these Terms is intended to be and shall be construed as separate and independent. If any provision, or part thereof, is deemed unlawful, invalid, or unenforceable by a court or other competent authority: Such provision, or the affected part of it, will be severed from these Terms; and The remaining provisions will continue in full force and effect, unaffected by such determination, to the fullest extent permitted by law. Severance of any provision or part-provision shall not materially or adversely affect the rights or obligations of either party under these Terms. In the event that such severance would have a material adverse effect, the parties shall negotiate in good faith to amend these Terms to restore, as closely as possible, the original intent while ensuring compliance with applicable law. Where a provision, or part of a provision, is severed, a legal, valid, and enforceable provision that reflects the intent of the original will automatically be substituted. If such substitution cannot occur automatically, the parties agree to amend these Terms to achieve a similar result, as closely aligned to the original intent as possible. The invalidity or unenforceability of any specific provision, or part thereof, shall not affect the enforceability of the remaining provisions of these Terms, all of which shall remain binding and enforceable to the fullest extent permitted by law. *** If you have any questions about these Terms, the Site, or the Interface, please get in touch with the Company via . \\ \\ \ \\ # Privacy & Cookie Policy > *Effective Date: January 20, 2025* Brava Labs Ltd (referred to as “Brava Labs,” “we,” “us,” or “our”) respects your privacy and is committed to protecting your personal data. This Privacy and Cookie Policy (the “Policy”) describes how we collect, use, and share information about you when you access and use our platform at Brava.xyz (the “Platform”) and associated services. *** ### 1. Information We Collect #### **1.1 Information You Provide Directly** We may collect personal data that you provide to us when you: * Use our Platform, including connecting your wallet or interacting with the app. * Communicate with us (e.g., by email or other channels). * Submit feedback, inquiries, or request support. This data may include: * Contact information (e.g., email address, phone number). * Wallet address and related blockchain transaction data. #### **1.2 Information We Collect Automatically** When you access or use the Platform, we may collect certain information automatically, including: * Device Information: IP address, browser type, operating system, and device identifiers. * Usage Information: Pages visited, actions performed, timestamps, and other interaction data. * Cookies and Similar Technologies: As detailed below in Section 7, we use cookies to improve your experience on the Platform. #### **1.3 Information from Third Parties** We may receive information from: * Wallet providers or other third-party services you connect to the Platform. * Public blockchain data (e.g., transaction details). *** ### 2. How We Use Your Information We use the information we collect for the following purposes: #### **2.1 Providing and Operating the Platform** * Facilitate access to and use of the Platform and its features. * Display blockchain transaction data related to your activity. #### **2.2 Improving the Platform** * Analyze usage patterns to enhance the Platform’s functionality and user experience. * Identify and fix technical issues. #### **2.3 Communication** * Respond to inquiries, support requests, and feedback. * Notify you of updates or changes to the Platform. #### **2.4 Compliance and Legal Obligations** * Detect, investigate, and prevent fraud, security breaches, or violations of the Terms of Use. * Comply with applicable laws, regulations, or legal processes. *** ### 3. Sharing Your Information We may share your information with: #### **3.1 Service Providers** Third-party vendors that assist in operating and maintaining the Platform (e.g., analytics providers). #### **3.2 Compliance and Legal Requirements** * Law enforcement, regulators, or other authorities when required to comply with legal obligations. * To enforce our Terms of Use or protect our legal rights. #### **3.3 Business Transfers** In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction. *** ### 4. Data Retention We retain your information only as long as necessary to fulfill the purposes outlined in this Policy or to comply with legal obligations. Blockchain data is immutable and cannot be deleted. *** ### 5. Your Rights and Choices Depending on your jurisdiction, you may have certain rights regarding your personal data, including: #### **5.1 Access and Correction** Request access to the personal data we hold about you or ask us to correct inaccuracies. #### **5.2 Deletion** Request deletion of your personal data where applicable (subject to our legal and operational obligations). #### **5.3 Objections and Restrictions** Object to or request restrictions on processing your personal data under certain conditions. #### **5.4 Data Portability** Request a copy of your personal data in a structured, commonly used, and machine-readable format. To exercise your rights, please contact us at . *** ### 6. Security We implement appropriate technical and organizational measures to protect your personal data. However, no method of transmission or storage is 100% secure, and we cannot guarantee absolute security. *** ### 7. Cookies and Tracking Technologies #### **7.1 What Are Cookies?** Cookies are small text files stored on your device that allow us to collect information about your interactions with the Platform. #### **7.2 Types of Cookies We Use** * Essential Cookies: Necessary for the Platform’s functionality. * Analytics Cookies: Help us understand usage patterns and improve the Platform. * Preference Cookies: Remember your settings and preferences. #### **7.3 Managing Cookies** Most browsers allow you to manage or delete cookies through their settings. Please note that disabling cookies may affect the functionality of the Platform. *** ### 8. Cross-Border Data Transfers As a global Platform, your data may be processed outside your jurisdiction, including in countries that may not have the same level of data protection as your home jurisdiction. By using the Platform, you consent to such transfers. *** ### 9. Children’s Privacy The Platform is not intended for individuals under 18. We do not knowingly collect personal data from children. If you believe we have collected data from a child, please contact us to remove it. *** ### 10. Third-Party Services and Links Our Platform may link to third-party websites or services. We are not responsible for their privacy practices. Review their policies to understand how they handle your information. *** ### 11. Changes to This Policy We may update this Policy from time to time. We will notify you of significant changes by posting the updated Policy on the Platform and revising the “Effective Date” above. Your continued use of the Platform constitutes acceptance of the updated Policy. *** ### 12. Contact Us If you have questions or concerns about this Policy or our data practices, please contact us at: \ \\ # Legal Disclaimer > *Effective Date: January 20, 2025* ### 1. Important Note 1.1 Nothing in this Legal Disclaimer (the “Legal Disclaimer”) is an offer or solicitation of an offer to use the Interface or buy any assets, nor is it intended to form the basis for any investment decision in any jurisdiction worldwide or provide any specific recommendations. The information may not be complete and does not create any contractual obligations. We cannot guarantee the accuracy of the information provided and no guarantees, warranties or undertakings are made regarding its completeness. 1.2 Access to and use of the Interface is at Your sole risk. The Company provides access to the Interface “as is”, “with all faults” and “as available”. To the maximum extent permitted by law, we expressly disclaim any and all responsibility for any direct or consequential loss or damage of any kind whatsoever arising directly or indirectly from: (i) reliance on any information contained in these Terms, (ii) any error, omission or inaccuracy in any such information or (iii) any action resulting from such information. 1.3 The Interface’s purpose is to facilitate users' interaction with the Protocol. We make no representations regarding the value of any assets, or the security of the Protocol. You do not interact with us when You perform any transactions, rather You interact with the Protocol directly. ### 2. Ownership 2.1 The Protocol is self-governing, autonomous and decentralised. We do not own the underlying software which governs the operation of the Protocol, even technically supported by us or created by us, nor do we guarantee its functionality, security, or availability. The Interface is just one of potentially many web-hosted user-interfaces that allow You to interact with and access the Protocol and it does not process any transactions involving Digital Assets, nor any other blockchain transactions. You hereby acknowledge the distinction between the Protocol and the Interface, and that we do not have control of, and are not in any way responsible for, the Protocol's operation, performance, or functioning. ### 3. Risk Acceptance 3.1 Any digital asset, and its underlying technology may be vulnerable to attacks on its security, integrity or operation, including attacks using computing power sufficient to overwhelm the normal operation of a decentralized distributed ledger and may be lost if sent to the wrong address (for example, but without limitation, if the address is improperly formatted, contains errors, or is intended to be used for a different type of assets). 3.2 By making use of the Interface, You also acknowledge and agree that: 1. we shall not be liable for any risks or adverse outcomes associated with transactions with any assets, including digital assets; 2. we do not guarantee uninterrupted and secure operation of the Protocol and it may be disturbed by numerous factors beyond our control, and 3. the functionality of the Interface is experimental in nature and the Protocol is a new technology. ### 4. Your Representation and Warranties. 4.1 You represent and warrant that You have: 1. the sufficient technical expertise and ability to review and evaluate the security, integrity and operation of the Interface; and 2. the knowledge, experience, understanding, professional advice and information to make your own evaluation of the merits and any risks associated with access to the Protocol via the Interface. 3. To the extent required by your local laws or regulations, you meet any applicable professional, accredited, or otherwise qualified investor criteria. If you do not meet such criteria, you agree not to use any features or functionalities of the Interface that require such status and you acknowledge that the Company disclaims all liability arising from any failure to comply with your local investor eligibility requirements. ### 5. Test of the Interface 5.1 Currently the Interface is operating in test mode with the purpose of testing certain functionalities of the Interface (“Test”). Your engagement in the Test is wholly voluntary, and by participating, you expressly acknowledge and consent to the understanding that you will not be entitled to any form of remuneration or compensation for your involvement in the Test. 5.2 The Test shall be inaugurated on a date as determined by the Company and shall persist until such time as it is dissolved at the sole discretion of the Company. Irrespective of any representations or information disseminated by the Company concerning the Test—whether through the Interface, editorial content, or other communication mediums (including, but not limited to Telegram, Discord, or similar channels)—the Company retains the unequivocal right to modify, suspend, or terminate, in whole or in part, the Test, without prior notification and at its sole discretion. The primary objective of the Test is to enhance the functionality, security, and design of the Interface, to identify and rectify potential challenges, and to refine user experiences in anticipation of the official launch of the Interface. 5.3 In your utilization of the Test, you may utilize certain "Test tokens" provided to you by the Company. Test tokens are virtual items with no intrinsic value or utility beyond the Test environment. They are exclusively employed for testing the functionality of the Interface. It is important to note that these tokens do not represent any actual virtual assets. Test tokens are not intended to be converted into or accumulated as mainnet tokens or any other tokens or virtual assets. Their purpose is strictly confined to the Test. Test tokens do not constitute any currency or property of any type and are not redeemable, refundable, or eligible for any fiat or virtual currency or anything else of value. 5.4 In consideration for receiving free access to the Test, you agree to serve as a “beta tester” and notify the Company of all problems,ideas, bug reports, comments or other feedback about the Interface or the Interface (collectively, “Feedback”). By submitting Feedback, you grant the Company a worldwide, perpetual, irrevocable, non-exclusive, royalty-free, sublicensable, and transferable license to use, copy, modify, create derivative works from, distribute, and otherwise exploit your Feedback for any purpose, without any additional compensation to you. All Feedback you provide is deemed non-confidential. 5.5 Participation in the Test involves inherent risks, including but not limited to the potential loss of Test tokens and other digital assets you may use to interact with the Protocol via the Interface. Users acknowledge and understand that engaging with the Interface during the Test carries significant risk, and any decision to participate is made voluntarily and at the user's sole discretion. The Company shall not be held liable for any losses, damages, or adverse outcomes resulting from participation in the Test. Users are strongly advised to exercise caution and conduct thorough due diligence before engaging with the Interface during the Test. ### 6. No Investment Advice. 6.1 All information provided on or through the Interface is intended solely for informational purposes and does not constitute financial, investment, legal, or tax advice. The Company does not endorse, recommend, or make any representation about the suitability or potential value of any particular digital asset, protocol, or strategy. You alone are responsible for evaluating the merits and risks associated with the use of the Interface or any transactions you undertake and for determining whether such actions are in compliance with applicable laws and regulations. You should consult a qualified professional adviser for any specific advice tailored to your situation. The Company disclaims all liability for any decisions or actions you take based on information provided by or through the Interface. *** If you have questions or concerns about this Disclaimer or our practices, please contact us at: \\ # Getting Started #### **Overview** This guide walks you through the onboarding process for new users joining Brava Finance for the first time. By the end of the setup, you’ll have created your account, verified your identity, and set up your first workspace, the core environment for managing portfolios and allocations. *** #### **Step 1. Account Creation** **Sign-Up Options**\ You can register in one of three ways: * **Google SSO:** Use your existing Google account credentials. * **Email Sign-Up:** Enter an email address and password manually. **Email Verification**\ If you sign up via email: 1. You’ll receive a verification code by email. 2. Enter the code on the verification screen to continue. 3. If you don’t receive the code, select Resend Code, or go Back to update your email address. *** #### **Step 2. Personal Details** Next, you’ll be prompted to provide some basic information: * First Name * Last Name This helps Brava tailor your experience. *** #### **Step 3. Creating Your First Workspace** Each account in Brava can have multiple workspaces, allowing professional users like treasury managers or advisors to manage separate client accounts securely and independently. **What is a Workspace?**\ A workspace represents an isolated environment where you can: * Manage one client or entity’s treasury independently. * Keep portfolios, assets, and reporting segregated. * Switch seamlessly between clients or entities under your management. Each workspace has its own dedicated [SAFE wallet](https://safe.global/) provisioned automatically, ensuring segregated custody and industry-standard security. *** #### **Step 4. Setting Up a Workspace** When creating your first workspace: 1. **Name Your Workspace:** Choose a unique, descriptive name (e.g. “Alpha Treasury” or “Client A”). 2. **Link a Web3 Wallet:** Link a unique Web3 wallet that is not already connected to another Brava workspace. Supported wallets include, but not limited to: * Institutional options like [Fireblocks](https://www.google.com/aclk?sa=L\&pf=1\&ai=DChsSEwjEpLPy9tqQAxUOp_0FHUiJC5cYACICCAEQABoCd2Y\&co=1\&ase=2\&gclid=Cj0KCQiAiKzIBhCOARIsAKpKLAOBnu3sCME9cQgUXFt-k_i_cZC0x6IHAgRX7bdR0hbC0jA4FeSW5NsaAhwUEALw_wcB\&ei=8DcLacLoA_jKi-gPq7HKkAU\&cce=2\&category=acrcp_v1_32\&sig=AOD64_3AvFbvDUjaPHHbinYSgd-DmGuE6g\&q\&sqi=2\&nis=4\&adurl=https://www.fireblocks.com/?utm_feeditemid%3D%26utm_device%3Dc%26utm_term%3Dfireblocks%26utm_source%3Dgoogle%26utm_medium%3Dppc%26utm_campaign%3D%26utm_adgroup%3Dexactmatch%26hsa_cam%3D15206013960%26hsa_grp%3D175005575928%26hsa_mt%3Db%26hsa_src%3Dg%26hsa_ad%3D718636102490%26hsa_acc%3D6144707529%26hsa_net%3Dadwords%26hsa_kw%3Dfireblocks%26hsa_tgt%3Dkwd-301307349295%26hsa_ver%3D3%26gad_source%3D1%26gad_campaignid%3D21846767272%26gbraid%3D0AAAAAorYxp-ELLO8AZSBP2diHHojib8A9%26gclid%3DCj0KCQiAiKzIBhCOARIsAKpKLAOBnu3sCME9cQgUXFt-k_i_cZC0x6IHAgRX7bdR0hbC0jA4FeSW5NsaAhwUEALw_wcB\&ved=2ahUKEwjCoKvy9tqQAxV45QIHHauYElIQ0Qx6BAgMEAE), [Ledger Enterprise](https://enterprise.ledger.com/), or [Utila](https://utila.io/) * Personal or browser wallets like [Metamask](https://metamask.io/) and [Ledger](https://www.ledger.com/) > ⚠️ Note: Each workspace must have its own dedicated wallet. You cannot reuse the same wallet across multiple workspaces. Once you’ve named your workspace and connected your wallet, Brava automatically provisions this workspace and it's underlying [SAFE wallet](https://safe.global/), creating a secure environment for portfolio management and yield allocation. # Utila Vault step-by-step setup This guide walks through connecting your Utila vault to Brava and configuring transaction policies for secure usage. ### Pre-requisites 1. You have set up your account on Brava and completed onboarding. 2. You have created a new Workspace in Brava. ### Step 1: Link your Utila Vault to your Brava Workspace In Brava, open the workspace selector in the top-left corner and click **Link** next to your workspace.
### Step 2: Copy your Brava Workspace address Open your profile menu in the top-right corner and copy your **Brava Workspace Address**. This address is important. Keep it available if you want to manually verify that you are signing a legitimate Brava transaction.
### Step 3: Add the Brava Workspace address to your Utila address book In Utila, add your Brava Workspace address to your address book. ### Step 4: Open transaction policy settings in Utila In Utila, go to **Vault Settings -> Transaction Policy**. ### Step 5: Create an EVM Sign Typed Data policy Create a new policy with these parameters: * **Rule Type**: `EVM Sign Typed Data` * **To (Verifying Contract)**: your Brava Workspace address * **Name**: `Brava` * **Primary Type**: `Bundle` Set the approval scheme based on your internal policies.
### Step 6 (Optional): Allow stablecoin transfers to your Brava Workspace If needed, add a transfer policy to allow stablecoin transfer transactions to your Brava Workspace.
# Fireblocks Vault step-by-step set This guide walks through connecting your Fireblocks vault to Brava and configuring the required whitelists and policies. ### Pre-requisites 1. You have set up your account on Brava and completed onboarding. 2. You have created a new Workspace in Brava. ### Step 1: Link your Fireblocks vault to your Brava Workspace In Brava, open the workspace selector in the top-left corner and click **Link** next to your workspace.
### Step 2: Copy your Brava Workspace address Open your profile menu in the top-right corner and copy your **Brava Workspace Address**. This address is important. Keep it available if you want to manually verify that you are signing a legitimate Brava transaction.
### Step 3: Add Brava to Fireblocks whitelists In Fireblocks: 1. Go to **Whitelisted Addresses**. 2. Click **Add -> Whitelisted address wallet**. 3. Choose **Contract** and paste your Brava Workspace address. 4. Click **Add -> Whitelisted dApp wallet** and add `https://app.brava.finance`.
### Step 4: Configure dApp connection policy In Fireblocks, go to **Policies -> Unconfigured Policies -> dApp connection** and add a new rule that allows connecting your Fireblocks wallet to the Brava dApp.
### Step 5: Configure typed message policy From **Policies**, open **Typed message** and add a rule that allows signing typed data. * Select the vault you use to connect to Brava. * Set approval conditions according to your internal policies.
### Step 6 (Optional): Configure transfer policy If needed, add a transfer rule to allow outgoing transfers from your vault to the whitelisted Brava Workspace address.
# Workspaces #### **Overview** Workspaces in Brava are the foundational building blocks of the platform. They are designed to help professional capital allocators, such as treasury managers, advisors, and family offices, manage multiple clients or entities in a segregated, secure, and self-custodial environment. Each workspace operates as its own self-contained account, complete with dedicated smart-contract infrastructure, portfolio management tools, and reporting capabilities. *** #### **What is a Workspace?** A workspace represents an independent operating environment inside the Brava Finance platform. You can think of it as a separate vault or client account that keeps assets, portfolios, and reporting completely isolated from one another. **Key Principles**
Segregated by Design Each workspace is fully isolated, no overlap of assets, portfolios, or data.
Ideal for Professionals Perfect for managers or advisors who handle multiple clients or strategies under one Brava account.
Independent Reporting Each workspace produces its own analytics, exposure breakdowns, and performance reports.
Multi-Workspace Support Switch between workspaces instantly via the workspace selector in the dashboard.
*** #### **How Workspaces Work** Under the hood, every workspace is powered by a dedicated SAFE wallet (smart-contract vault). This wallet acts as the custodial anchor for all assets, deposits, and portfolio allocations within that workspace. **How Workspaces Function**
Assets Protected in the SAFE Wallet All tokens, deposits, and allocations within a workspace are stored directly in its underlying SAFE. Brava never takes custody, users remain in full control at all times.
Portfolio Management Within Workspaces Inside each workspace, you can create and manage multiple **portfolios**, each representing a specific investment strategy or yield objective. Portfolios can allocate funds across stablecoin and RWA strategies, with automated routing handled by Brava’s transaction engine.
Self-Custodial Security Because each SAFE wallet is owned by the user, Brava operates as a non-custodial layer, automating execution and reporting without holding funds.
Switching Between Workspaces The platform allows seamless switching between workspaces, making it easy to manage multiple client treasuries from a single Brava account.
*** #### **Creating a Workspace** Creating a new workspace takes just a few steps: | Step | Action | Description | | ----------------------------- | ------------------------------------------------------------------------------------------------ | --------------------------------------------------------------------------------------------- | | **1. Create a Workspace** | Select ‘Create New Workspace’ from your workspace dropdown. | Starts a new environment for a specific client or fund. | | **2. Name the Workspace** | Enter a unique name (e.g., “Client A Treasury” or “Yield Fund Alpha”). | Helps you identify and organise workspaces easily. | | **3. Link a Unique Wallet** | Choose a Web3 wallet to link to this workspace. | Each workspace must have its own dedicated wallet — Brava will prevent duplicate connections. | | **4. Supported Wallet Types** | Fireblocks, Ledger Enterprise, Utila, Metamask, or other web3-compatible wallets. | Select based on your custody preference (institutional or retail). | | **5. Provisioning** | Once named and linked, Brava automatically provisions a dedicated SAFE wallet for the workspace. | The workspace is now ready for portfolio creation and capital deployment. | > **⚠️ Important:** > > A wallet can only be connected to one workspace at a time. If the system detects that a wallet is already associated with another workspace, it will block the connection to ensure proper segregation of assets. *** #### **Managing Multiple Workspaces** * You can create as many workspaces as needed under a single Brava account. * Each workspace is fully independent, including: * [SAFE wallet](https://safe.global/) * Portfolios * Reporting & analytics * Permissions and connected team members This structure enables treasury managers to service multiple clients or entities without cross-contamination of assets. *** #### **Adding Funds to a Workspace** After your workspace is created and linked to a wallet, you’ll need to fund it before allocating capital to portfolios. Funds are deposited into the workspace’s underlying SAFE wallet, which serves as the holding account for all assets in that workspace. **Two Ways to Add Funds** | Method | How It Works | Notes | | ----------------------------------------------------- | -------------------------------------------------------------------------------------------------------------------------------------------------------- | -------------------------------------------------------------------------------------- | | **1. Add Funds via Platform** | From your connected wallet, select Add Funds to Workspace. Enter the amount and token (e.g. USDC, USDT, DAI) to transfer, then confirm the transaction. | The platform will display the network costs and confirmation details before execution. | | **2. Manual Transfer to your Brava Workspace Wallet** | Copy your workspace’s wallet address from the dashboard, and initiate a transfer manually from your custody provider (e.g. Fireblocks, Utiller, Ledger). | This option is ideal for institutional users who prefer direct control over transfers. | Once the transaction is completed, the funds will appear in your workspace dashboard. *** #### **Workspace Balances** Funds in a workspace are categorised as: | Category | Description | | --------------------- | ---------------------------------------------------------------------------------------------------------- | | **Allocated Funds** | Capital that has been distributed across active portfolios within the workspace. | | **Unallocated Funds** | Capital that is available in the [SAFE wallet](https://safe.global/) but not yet deployed into portfolios. | This breakdown gives users a clear picture of both deployed and idle capital, making it easy to manage allocations efficiently. # Workspace Permissions ### **Overview** Each workspace can have multiple users. At this stage, all users share the same basic access level, with additional role-based permissions planned for a future update. **Current capabilities include:** * Existing workspace users can invite additional users. * Invited users receive view access to the workspace once they accept their invite. * To perform transactions or modify portfolios, users must connect the same wallet associated with the workspace. * Users can only access workspaces they have explicitly been invited to, no cross-workspace visibility unless they have been invited to other workspaces individually. *** ### **Inviting Users to a Workspace** Any current member of a workspace may invite additional users. **How to Invite a User:** 1. Navigate to Settings within the workspace. 2. Open the Workspace Permissions section. 3. Click Invite Users. 4. Enter the email address of the person you want to add. 5. Click Send Invite. The new user will receive an email notification prompting them to accept the invitation and log in. *** ### **Accepting an Invitation** When a user receives an invitation email: 1. They follow the Accept Invite link. 2. They sign into the Brava platform using their invited email. 3. Once logged in, the workspace appears in their workspace list. 4. They gain view access immediately. Users will *only* see the workspace they were invited to. No other workspaces are visible or accessible. *** ### **Access Levels** **Default Access: View Only** All newly invited users start with view-only permissions. They can: * Browse the workspace * View portfolios, strategies, and transaction history * Explore dashboards and analytics They cannot perform any on-chain actions or change workspace settings. *** ### **Transacting & Portfolio Management** To perform any action that changes the state of the workspace, such as adjusting allocations, rebalancing, depositing/withdrawing, or executing transactions, the user must connect the wallet associated with the workspace. This ensures secure, controlled access to funds. *** ### **Removing User Access** Workspace members can remove other users’ access at any time. Once a user is removed, they immediately lose the ability to view or interact with the workspace. **How to Remove a User** 1. Navigate to Settings within the workspace. 2. Open the Workspace Permissions section. 3. Locate the user you want to remove in the members list. 4. Click the actions menu (⋯) next to their name. 5. Select Remove User. 6. Confirm the removal. **After removal:** * The user will no longer see the workspace in their Brava account. * All access (viewing, transacting, and settings) is fully revoked. * They must be re-invited if they need access again in the future. # Portfolios #### **Overview** Within each workspace, Brava users can create and manage multiple portfolios — each representing a distinct investment strategy, yield objective, or client allocation. A portfolio is essentially a grouping of underlying stablecoin and real-world asset (RWA) holdings that are actively earning yield. Portfolios make it easy to visualise performance, diversify across strategies, and manage allocations at both granular and aggregate levels. *** #### **What is a Portfolio?** A portfolio inside Brava acts as a container for one or more yield-generating holdings, such as stablecoin pools, lending protocols, or tokenised RWA positions. Each portfolio allows you to: * Aggregate holdings into a single strategy view. * Allocate capital across multiple Stablecoin and RWA opportunities. * Track both historical and projected performance in real time. * Rebalance allocations as market conditions evolve. You can create as many portfolios as needed within a workspace, for example: * “USDC Conservative Strategy” * “Tokenised Credit Fund” * “Client A Yield Mandate” *** #### **Creating a Portfolio** Brava makes it simple to set up a new portfolio, either from scratch or using templates (coming soon) designed to help you get started quickly. **Steps to Create a Portfolio** | **1. Create Portfolio** | Click **New Portfolio** within your workspace. | Begin the setup flow for a new investment grouping. | | ------------------------- | ---------------------------------------------------------------------- | -------------------------------------------------------------------- | | **2. Name the Portfolio** | Choose a clear and descriptive name. | Helps you identify and manage multiple portfolios. | | **3. Select Holdings** | Browse and add yield-generating pools or RWA strategies. | Each holding represents a source of yield. | | **4. Review Metrics** | View key data points (APY, liquidity, maturity, protocol risk). | Assess each holding before allocation. | | **5. Allocate Capital** | Assign portfolio weights to each selected holding. | Determines how funds from your workspace wallet will be distributed. | | **6. Confirm & Allocate** | Once allocations are final, perform your first allocation transaction. | Capital is deployed directly from your workspace’s SAFE wallet. | > 💡 Note: > > Allocations draw from the funds already transferred into your workspace’s [SAFE wallet](https://safe.global/). (See the “[Adding Funds to Your Workspace](/platform/workspaces#adding-funds-to-a-workspace)” doc for details on deposits and transfers.) *** #### **Portfolio Overview Dashboard** Once created, each portfolio has its own overview screen that surfaces real-time and historical data: | **Balance & Earnings** | Displays total portfolio balance, realised earnings, and projected yields. | | ----------------------------- | -------------------------------------------------------------------------- | | **Performance Charts** | Shows historical performance across daily, monthly, and annual intervals. | | **Diversification Breakdown** | Visualises exposure by token, protocol, and blockchain. | | **Forward Projections** | Illustrates expected returns and growth trajectories. | | **Holdings Table** | Lists all underlying pools and assets with associated metrics. | This interface helps users monitor how their allocations are performing, where yields are coming from, and how risk and diversification are distributed. *** #### **Managing & Editing Portfolios** Brava portfolios are dynamic, users can edit, rebalance, or expand their allocations at any time. **Editing an Existing Portfolio** Users can: * Add new holdings to the portfolio. * Adjust allocations across existing holdings. * Remove or reduce exposure to certain strategies. **When adding new holdings:** * They’re added with a 0% allocation by default. * You can then adjust the weights to reflect your desired new composition. *** #### **Drafts & Rebalancing (Coming Soon)** Because portfolio management often involves internal review or approval steps, Brava allows users to save drafts of portfolio changes. **Draft Mode Features** * Save allocation changes as a draft at any point. * Toggle between the live portfolio view and your draft to compare outcomes. * Review projected returns and diversification before committing changes. * Return later to continue editing your draft safely. **Finalising Updates** Once ready to apply updates: 1. Review your draft allocations. 2. Execute a rebalance transaction. 3. Brava will redeploy funds according to the new target weights. After the rebalance is confirmed, the updated allocation becomes the portfolio’s new live configuration. > ⚙️ Real-Time Simulation > > As you adjust allocations in the editor, Brava dynamically updates performance and diversification charts, showing the impact of your changes instantly. *** # Transaction Types #### **Overview** Brava provides a seamless, smart-contract-powered framework for managing capital movements across your workspaces and portfolios. Every financial action on the platform is represented as a transaction, which is securely executed via your workspace’s underlying [SAFE wallet](https://safe.global/). There are four main transaction types within Brava: 1. Deposits 2. Allocations 3. Transfers 4. Withdrawals Each serves a distinct role in the flow of capital, from bringing funds into the platform, to deploying, moving, and reclaiming them efficiently. *** #### **Deposits** Deposits are the first step in any Brava workflow. They represent the action of adding funds into your workspace’s [SAFE wallet](https://safe.global/) from your connected Web3 wallet or custody provider. **How Deposits Work** * You can initiate a deposit via the [Add Funds to Workspace](/platform/workspaces#adding-funds-to-a-workspace) action. * Choose the token and amount to transfer (e.g., USDC, USDT, DAI). * Confirm the transaction and review the network costs before execution. * Alternatively, copy the SAFE wallet address and manually send funds from your external wallet (e.g., Fireblocks, Utila, Ledger). Once completed, the funds appear as part of your workspace balance, and are classified as unallocated funds until deployed into portfolios. > 🔍 For more details, see [Adding Funds to a Workspace](/platform/workspaces). *** #### **Allocations** Allocations occur at the portfolio level, allowing users to deploy deposited funds into their selected holdings, such as stablecoin pools or RWA strategies. **Purpose** An allocation transaction moves capital from your workspace SAFE wallet into the individual pools or protocols that make up a portfolio’s structure. **How to Allocate Funds** 1. Open the desired portfolio. 2. Click the Actions button → select Allocate Funds. 3. A left-hand panel appears, showing available actions. 4. Specify: * The amount to allocate (drawn from unallocated workspace funds). * The token being allocated (if applicable). 5. Review transaction details, including network fees and any bridging costs. 6. Confirm and execute the transaction. **Under the Hood** * Brava’s smart contracts execute multi-pool, multi-chain allocations within a single transaction. * If bridging or swapping is required, Brava handles it automatically — no manual interaction needed. * Users remain fully self-custodial; all transactions are executed from their SAFE wallet. > 💡 Note: All associated network and bridging fees are clearly displayed before the transaction is processed. *** #### **Transfers (Coming Soon)** Transfers allow users to move funds proportionally between portfolios within the same workspace. This is useful for rebalancing capital between strategies without disturbing existing allocation weights. **Use Case Example** If you have: * Portfolio A with existing allocations, and * Portfolio B newly created for a new mandate, You can transfer, say, $1,000,000 from Portfolio A → Portfolio B. Brava will proportionally move capital from each holding in Portfolio A to Portfolio B, maintaining the weighting and structure of both portfolios. **How to Transfer Funds** 1. Open Portfolio A (the source). 2. Go to Actions → Transfer Funds. 3. Enter: * The amount to transfer. * The destination portfolio (must be in the same workspace). 4. Review details and confirm the transaction. > **⚠️ Important:** > > Transfers can only occur within the same workspace. Cross-workspace transfers are not supported to preserve custody segregation. *** ### **Redemptions** Redemption transactions are used to redeem allocated funds from an existing portfolio, returning capital back to the workspace SAFE wallet while maintaining proportional weighting across holdings. **Purpose** Redeeming allows you to reclaim invested funds from a portfolio without fully withdrawing or closing it.\ Redeemed funds reappear as Unallocated Funds within your workspace, ready for: * Reallocation into other portfolios, or * Withdrawal to your connected custody wallet. **How to Redeem Funds** 1. Navigate to your nominated portfolio. 2. Select Actions → Redeem. 3. Provide: * The amount to redeem. * The token and chain for the returning funds. 4. Review transaction details, including all network fees. 5. Confirm to trigger the redemption transaction. Once completed, funds are automatically returned to your workspace SAFE wallet and reflected in your workspace balance as unallocated capital. > 💡 **Transparency:**\ > All network and bridging fees are displayed before confirmation, ensuring users fully understand the cost of each redemption transaction. *** #### **Withdrawals** Withdrawals are the inverse of allocations, they return funds from a portfolio back into your workspace SAFE wallet. This makes the withdrawn amount available as unallocated funds for future use or off-platform transfers. **How Withdrawals Work** * A withdrawal transaction proportionally removes capital from each holding within the portfolio. * Portfolio weighting remains unchanged; Brava automatically calculates proportional reductions. * Any necessary bridging or swaps are executed automatically as part of the process. **How to Withdraw Funds** 1. Open the relevant portfolio. 2. Click Actions → Withdraw Funds. 3. Specify the amount you wish to withdraw. * You can withdraw the full balance or a partial amount. 4. Review transaction details and confirm. 5. Funds are transferred back into your workspace SAFE wallet and marked as unallocated. From there, users can: * Keep funds idle within the workspace, or * Transfer them back to their connected wallet (e.g. Fireblocks, Utila, Ledger). *** #### **Transaction Summary** | Transaction Type | Level | Description | Funds Flow | | ---------------- | --------- | --------------------------------------------------------------------------- | ------------------------------------------------------- | | **Deposit** | Workspace | Adds funds into the workspace SAFE wallet. | External wallet → Workspace SAFE | | **Allocation** | Portfolio | Deploys workspace funds into selected holdings. | Workspace SAFE → Portfolio holdings | | **Transfer** | Portfolio | Moves capital between portfolios proportionally. | Portfolio A → Portfolio B (same workspace) | | **Redemption** | Portfolio | Redeem allocated capital proportionally from a portfolio back to workspace. | Portfolio holdings → Workspace SAFE (Unallocated Funds) | | **Withdrawal** | Portfolio | Returns capital from portfolios to workspace wallet. | Portfolio holdings → Workspace SAFE | *** #### **Smart Contract Automation** All transactions on Brava are powered by secure smart contract orchestration, providing:
Atomic Multi-Chain Execution Multi-chain and multi-pool actions occur in one transaction.
Transparency Transaction details (fees, routing, confirmation) are displayed before execution.
Self-Custody All actions are executed directly from your SAFE wallet, Brava never holds user funds.
Network Optimization Automatic handling of bridging, routing, and yield distribution logic.
# Alerts & Notifications #### **Overview** The Alerts & Notifications feature will introduce real-time monitoring and risk intelligence directly into the Brava platform. This upcoming system is designed to help users stay informed about events and changes affecting their workspaces, portfolios, and underlying holdings, without requiring constant manual oversight. Brava’s vision is to give capital allocators and institutional users the same level of transparency and responsiveness found in modern financial infrastructure, with on-chain data precision and immediate alerts when it matters most. > **🚧 Status:** > > This feature is currently **in development**. The Brava team is actively integrating Hypernative’s on-chain monitoring technology to power advanced risk detection and alerting. *** #### **What the Alerts System Will Do** The Brava Alerts system will continuously monitor on-chain activity, protocol conditions, and portfolio exposures, surfacing actionable insights in real time. **Key Objectives**
Detect Abnormal Events Early Such as protocol depegs, exploit activity, or liquidity degradation.
Inform Users Immediately Through in-app notifications, email alerts, and dashboard warnings.
Enable Proactive Decision-Making Allowing managers to rebalance, redeem, or withdraw funds before risks escalate.
Enhance Transparency With verifiable on-chain data directly linked to alert events.
*** #### **Planned Integration: Hypernative** Brava is integrating with [Hypernative](https://www.hypernative.io/), a leading provider of on-chain risk monitoring and security intelligence. **Why Hypernative?**
Real-Time On-Chain Surveillance Continuous monitoring across blockchains, protocols, and smart contracts.
Threat Detection & Context Identifies suspicious patterns, wallet behaviors, and protocol anomalies in milliseconds.
Predictive Risk Modelling Uses AI-driven analytics to forecast emerging risks before they impact user funds.
Institutional-Grade Reliability Built for enterprise-scale asset managers and DeFi infrastructure providers.
This partnership enables Brava to deliver security and risk intelligence that meets institutional expectations while preserving Brava’s self-custodial architecture. *** #### **Alert Types** Brava Alerts will cover multiple categories of real-time notifications, designed to align with the workflow of professional capital allocators. | Alert Category | Example Triggers | Notification Method | | ------------------------ | ---------------------------------------------------------------------------------- | ------------------------------ | | **Protocol Risk Alerts** | Smart contract exploit, governance changes, protocol pause events. | In-App + Email | | **Market Risk Alerts** | Stablecoin depeg, sudden yield spikes or drops, liquidity outflows. | In-App + Email | | **Performance Alerts** | Portfolio underperformance, negative yield periods, allocation imbalance. | In-App | | **Operational Alerts** | Transaction failures, delayed confirmations, wallet connectivity issues. | In-App | | **Security Alerts** | Suspicious transaction patterns, unusual wallet activity, compromised asset paths. | In-App + Email (High Priority) | > ⚙️ Configurable Settings (Planned): > > Users will be able to customize which alerts they receive and how they are delivered, per workspace or portfolio. *** #### **How Alerts Will Work (Planned Flow)**
Monitoring Hypernative’s infrastructure continuously monitors relevant on-chain contracts, assets, and liquidity pools tied to your workspace holdings.
Detection If an anomaly or elevated risk is detected, Hypernative generates a verified alert event.
Notification Delivery Brava surfaces the alert via: * In-App Notification Center * Email Notifications
Response Users can immediately: * Review detailed context (source protocol, affected asset, risk level). * Execute defensive actions (redeem, withdraw, or rebalance) directly from the alert.
*** #### **Security & Transparency** All alert data will originate from verifiable on-chain activity. Brava and Hypernative will ensure: * No data sharing with third parties beyond monitoring infrastructure. * Read-only monitoring, never requiring transaction permissions. * Immutable logging for auditability and compliance use cases. This ensures users retain full control of funds and data, while benefiting from continuous situational awareness. # Transaction History #### **Overview** The Transaction History section in Brava provides users with a complete, workspace-level overview of all activity related to their capital movements. Every transaction that occurs within a workspace, including deposits, allocations, transfers, redemptions, and withdrawals, is automatically recorded and displayed in a consolidated, real-time activity log. This section acts as your audit trail inside Brava, giving you visibility into: * Every action taken on your workspace, * The associated portfolios (if any), and * The full lifecycle and status of each transaction. *** #### **Purpose** The Transaction History feature allows users to: * **Monitor all fund movements** within a workspace in one central view. * **Track performance and operations** across multiple portfolios. * **Verify the success and completion** of each transaction on-chain. * **Drill down** into transaction details for full transparency. * **Re-trigger failed or partial transactions** directly from the history log. This ensures Brava users have the same level of reporting and visibility expected in institutional financial systems, with the transparency and traceability of blockchain infrastructure. *** #### **Where to Find It** The Transaction History tab is accessible from within each workspace. This section displays all recorded activity for that workspace only, transactions are not shared or visible across workspaces, ensuring each remains segregated and secure. > 💡 **Note:** Each workspace maintains its own independent transaction ledger, tied to its dedicated SAFE wallet. *** #### **Transaction Types Displayed** | **Type** | **Description** | | -------------- | ------------------------------------------------------------------ | | **Deposit** | Funds added into the workspace SAFE wallet. | | **Allocation** | Capital deployed into portfolio holdings. | | **Transfer** | Funds moved between portfolios in the same workspace. | | **Redeem** | Allocated funds redeemed from a portfolio back into the workspace. | | **Withdrawal** | Funds withdrawn from a workspace back to the connected wallet. | > ⚙️ **Note:** Each transaction type listed here corresponds to those described in the [Transaction Types](https://chatgpt.com/c/690a2a91-ab24-832f-a45f-0c2e4f88ddc1) documentation. *** #### **Transaction Statuses** Each transaction in Brava passes through a **status lifecycle**, which is surfaced directly in the Transaction History table. | Status | Description | | -------------------------- | ----------------------------------------------------------------------------------------------------------------- | | **Pending** | The transaction has been initiated and is awaiting on-chain confirmation. | | **Completed / Successful** | The transaction executed fully and was confirmed successfully across all chains and pools. | | **Failed** | The transaction failed to execute. Funds remain safely in the workspace SAFE wallet. | | **Partial** | Some sub-transactions within a multi-chain operation succeeded, while others failed. Partial completion occurred. | > 🔎 **Why Partial Transactions Happen**\ > Because Brava supports multi-chain orchestration, a single transaction may contain several sub-transactions (e.g., bridging, swaps, or protocol deposits). If one or more of these sub-transactions fail, the overall transaction is marked as Partial. *** #### **Transaction Detail View** Users can click any transaction row to expand and view detailed information about that transaction. **Detailed View Includes:** * **Transaction Hashes:** Links to on-chain explorers for verification. * **Breakdown by Sub-Transaction:** Each step (bridge, swap, allocation) is displayed with individual statuses. * **Affected Assets & Chains:** Tokens and networks involved. * **Execution Costs:** Gas fees, bridging costs, and total transaction cost. * **Execution Path:** A visual map of how funds moved between pools or chains. > 💡 **Transparency:** Users can always verify fund movements directly on-chain, Brava surfaces these explorer links for full traceability. *** #### **Handling Partial or Failed Transactions** When a transaction fails or partially completes, Brava provides tools to help users quickly address the issue. **Partial Transactions** * Brava identifies which sub-transactions succeeded and which failed. * The failed components are clearly marked in the expanded view. * Funds tied to failed sub-transactions remain safely in the workspace SAFE wallet. * Users can re-trigger failed sub-transactions directly from this interface. **Failed Transactions** * The transaction did not execute at all. * No funds were moved or deducted. * The transaction record remains for reference and audit purposes. * Users may attempt the same transaction again once the underlying issue (e.g., network congestion or liquidity) is resolved. > ⚠️ **Important:** Re-triggering transactions always presents a confirmation window showing updated network fees and parameters before execution. *** #### **Filtering and Sorting** To make it easier to navigate large workspaces or high-volume activity: * **Filter by Transaction Type** (Deposit, Allocation, Transfer, Redeem, Withdrawal) * **Filter by Status** (Pending, Completed, Partial, Failed) * **Filter by Date Range** * **Search by Portfolio or Token** Sorting by Date, Amount, or Status allows users to surface key activities quickly — ideal for audit reviews or monthly reporting. # AskBrava AI #### **Overview** AskBrava AI is an intelligent, portfolio-aware assistant built directly into the Brava platform.\ It’s designed to help users better understand their portfolios, explore integrated pools and assets, assess potential risks, and identify ways to optimize performance, all through natural conversation. At its core, AskBrava AI connects Brava’s on-chain data, portfolio intelligence, and Hypernative’s real-time risk monitoring into a unified conversational interface. This allows users to interact with their portfolio data intuitively, ask analytical or exploratory questions, and receive contextually relevant insights. *** #### **Accessing AskBrava** AskBrava is available at the portfolio level, alongside other key actions within the Actions panel.\ When viewing a portfolio, users can: * **AskBrava** * **Allocate funds** * **Redeem funds** * **Transfer funds** Selecting AskBrava opens the AI interface, allowing you to chat directly with Brava’s data-aware assistant without leaving your portfolio dashboard. *** #### **What AskBrava Can Do?** AskBrava acts as your intelligent guide within the Brava ecosystem, providing contextual answers, portfolio insights, and data-driven recommendations. **Capabilities** | Function | Description | | ----------------------------- | --------------------------------------------------------------------------------------------------- | | **Portfolio Awareness** | Understands your current portfolio structure — allocations, assets, and yield strategies. | | **Asset Intelligence** | Has full visibility into all pools, protocols, and real-world assets integrated within Brava. | | **Risk Context** | Integrates with Hypernative data to highlight potential risks or anomalies affecting your holdings. | | **Comparative Analysis** | Helps you compare pools, evaluate yields, and explore diversification options. | | **Optimization Suggestions** | Offers ideas to balance performance and risk exposure within your existing strategy. | | **General Knowledge Queries** | Answers general questions about Brava’s features, DeFi strategies, or stablecoin/RWA mechanics. | > 🧩 **Example Queries** > > * “How is my current portfolio diversified across protocols?” > * “What’s the risk level of Pool X compared to Pool Y?” > * “Are there any underperforming pools in my portfolio?” > * “What kind of yields could I expect if I allocate more to tokenized RWA pools?” > * “What does Hypernative say about current risk conditions for my holdings?” *** #### **How AskBrava Works** AskBrava is powered by a large language model (LLM) that’s securely connected to Brava’s internal data systems. It combines multiple data sources and layers of intelligence: | **Brava Data Engine** | Provides structured information about all integrated assets, protocols, and yield pools. | | --------------------------- | ---------------------------------------------------------------------------------------- | | **Portfolio Analytics** | Feeds live portfolio composition, balance, and performance metrics to the AI. | | **Hypernative Integration** | Adds on-chain risk insights and protocol event monitoring to the conversation context. | | **Knowledge Layer** | Embeds Brava’s documentation and strategy metadata to explain terms and concepts. | This architecture allows AskBrava to interpret complex questions and respond with context-aware insights, all while respecting user permissions and data segregation. > 🔒 **Privacy by Design:** AskBrava operates within the Brava environment and never shares portfolio data externally. All processing occurs within secure, compliant infrastructure. *** #### **How to Use AskBrava** 1. **Open your portfolio.** 2. Click the **Actions** button → select **AskBrava**. 3. A chat panel will appear on the right-hand side of the screen. 4. Start typing or speaking your question (voice input is optional). 5. AskBrava will respond with context-driven answers and visual cues where relevant (e.g., charts, summaries, or pool comparisons). 6. You can follow up naturally, AskBrava maintains conversation context to refine insights as you go. *** #### **Use Cases** AskBrava AI is designed to support a range of professional workflows within the Brava platform: | **Due Diligence** | “What protocols are backing this RWA pool?” | | ------------------------- | -------------------------------------------------------------------------- | | **Portfolio Review** | “Show me how my allocations have changed in the last 30 days.” | | **Risk Assessment** | “Are there any active risk alerts for my holdings?” | | **Strategy Exploration** | “What’s the historical yield for emerging lending protocols?” | | **Optimization Guidance** | “How could I adjust my allocations to reduce risk without lowering yield?” | By combining live data with a conversational interface, AskBrava reduces friction in research and decision-making, helping users act faster and more confidently. *** #### **Limitations & Disclaimer** While AskBrava AI is trained on accurate, up-to-date data, it is **not a financial advisor** and should not be relied upon for investment decisions. **Important Notes** * Responses are generated from **Brava’s internal data** and **external risk feeds**; they may not always reflect real-time market conditions. * **Always validate** AI-provided insights before executing allocations or transfers. * Brava and its AI systems do **not provide personalized investment advice** or fiduciary guidance. * Users remain fully responsible for their portfolio management decisions. > ⚠️ **Disclaimer:** AskBrava AI is an information and automation tool designed to assist users in research, risk awareness, and portfolio analysis. It does **not** constitute investment advice or recommendations. # Technical Architecture Brava's technical architecture consists of two main layers: on-chain smart contracts (public) and off-chain Data Intelligence Layer. This separation enables secure, non-custodial DeFi automation with a seamless user experience. #### Documentation Structure #### [Technical Overview](/technical/technical-architecture/technical-overview) High-level system architecture, core principles, and component interaction. #### [Smart Contract Components](/technical/technical-architecture/key-components) Detailed documentation of on-chain contracts: * Safe Smart Accounts * SequenceExecutor * Action Contracts * AdminVault * BravaGuard * EIP712 Module #### [Protocol Integration](/technical/technical-architecture/key-components/supported-protocols) How the Data Intelligence Layer discovers, evaluates, and integrates DeFi protocols. #### [Security & Authentication](/technical/technical-architecture/security-and-authentication) Multi-layer security model, role-based access control, and authentication methods. *** #### Quick Links * **For Users**: See [Platform Guides](/platform/getting-started) * **For Developers**: See [Smart Contract Components](/technical/technical-architecture/key-components) * **For Auditors**: Start with [Security & Authentication](/technical/technical-architecture/security-and-authentication) # Technical Overview #### System Architecture Brava is a non-custodial DeFi automation platform built on Safe smart accounts. The architecture consists of two main layers: #### Smart Contracts (On-Chain) The on-chain layer provides secure, deterministic execution of DeFi strategies: * **Safe Accounts:** User-controlled smart contract wallets maintaining full custody * **Action Contracts:** Modular protocol adapters (Aave, Yearn, Morpho, etc.) * **SequenceExecutor:** Orchestrates atomic multi-action transactions * **AdminVault:** Governance and configuration registry with time-delayed proposals * **EIP712 Module:** Cross-chain bundle execution with single-signature authorization * **BravaGuard:** Transaction validation ensuring funds stay within approved protocols #### Data Intelligence Layer (Off-Chain) The off-chain layer handles computation, orchestration, and user experience: * **Pool Discovery & Onboarding:** Automated protocol integration and vetting * **Risk Intelligence:** Real-time monitoring and assessment of protocol health * **APY Analytics:** Continuous yield calculation and performance tracking * **Transaction Orchestration:** Cross-chain execution coordination and monitoring * **Data Indexing:** On-chain event tracking and historical data aggregation * **User Interface:** Portfolio management and strategy execution dashboard *** #### Core Principles
User Custody All funds remain in user-controlled Safe accounts at all times
Modularity Protocol integrations as composable, upgradeable action contracts
Security Multi-layer protection with BravaGuard, time-delays, and role-based access
Cross-Chain Unified interface across Ethereum, Base, Arbitrum, and other EVM chains
Deterministic Deployment CREATE2 for consistent addresses across networks
# Security & Authentication ### Multi-Layer Security Model #### User Custody Layer **Safe Smart Accounts** provide foundational security: * Users maintain full custody via Safe ownership * Multi-signature support (though typically 1-of-1) * Battle-tested Safe v1.3.0+ infrastructure * Optional additional signers for enhanced security #### Transaction Validation Layer **BravaGuard** enforces protocol boundaries: * Validates all transactions before execution * Only registered actions can be called * Restricts interactions to approved protocols * Prevents fund extraction outside Brava ecosystem #### Execution Layer **SequenceExecutor** provides atomic safety: * All actions execute via delegatecall in Safe context * All-or-nothing transaction semantics * Action validation against AdminVault registry * Prevents partial execution failures #### Governance Layer **AdminVault** manages system configuration: * Time-delayed proposals for all changes * Role-based access control (RBAC) * Mandatory waiting periods before execution * Emergency cancellation mechanisms *** ### Role-Based Access Control AdminVault implements hierarchical RBAC with separation of duties: #### Role Hierarchy ``` OWNER_ROLE (Emergency only) └─ ROLE_MANAGER_ROLE (Day-to-day admin) ├─ ACTION_PROPOSER → ACTION_EXECUTOR → ACTION_DISPOSER ├─ POOL_PROPOSER → POOL_EXECUTOR → POOL_DISPOSER ├─ FEE_PROPOSER → FEE_EXECUTOR → FEE_CANCELER └─ TRANSACTION_PROPOSER → TRANSACTION_EXECUTOR → TRANSACTION_DISPOSER ``` **Key Principles:** * **Separation of Duties:** Propose, execute, and cancel are separate roles * **Time Delays:** Mandatory waiting period between proposal and execution * **Emergency Override:** OWNER\_ROLE can bypass delays (use sparingly) * **Cancellation** : CANCELER roles provide safety valve during delay period *** ### Time-Locked Governance All system changes follow a proposal-delay-execution pattern: 1. **Propose** - Submit action/pool/fee change (PROPOSER role) 2. **Wait** - Mandatory delay period (default 24 hours) 3. **Execute** - Apply approved change (EXECUTOR role) 4. **Cancel** - Abort during delay if needed (CANCELER role) *** ### Cross-Chain Security **EIP712TypedDataSafeModule** enables secure multi-chain execution: * Single signature authorizes bundle across chains * EIP-712 structured data for signature clarity * Per-Safe sequence nonces prevent replay * Bundle expiry timestamps * Chain ID validation *** ### Authentication Methods #### Direct Safe Owner Execution Standard Safe transaction signing for direct sequence execution via SequenceExecutor #### EIP-712 Bundle Signatures via Module User signs typed data bundle once, which is then relayed and executed through the EIP712TypedDataSafeModule authorized on their Safe. This enables: * Single signature for multi-chain execution * Gasless transactions (relayer pays gas) * Cross-chain coordination *** ### Fee System * **Rate**: 0.50% annual fee on deposited funds * **Calculation**: Prorated daily (365-day year) * **Collection**: Triggered by FEE\_TAKER\_ROLE * **Tracking**: AdminVault records last fee timestamp per pool * **Prevention**: Cannot collect fees twice for same period * **Precision**: Basis points (10000 = 100%) # Smart Contract Components ### Core Contracts #### Safe Smart Account Standard Safe (Gnosis Safe) v1.3.0+ contracts serve as the execution context. Users maintain full custody through: * Single-owner threshold (1-of-1 signature) * EIP712TypedDataSafeModule enabled for bundle execution * Deterministic deployment via SafeDeployment contract #### SequenceExecutor Orchestrates atomic execution of action sequences via delegatecall: * Validates all action IDs against AdminVault registry * Executes actions in Safe context (address(this) = Safe) * All-or-nothing transaction semantics * Gas-optimized for multi-action bundles ```solidity struct Sequence { string name; bytes4[] actionIds; // Registered action identifiers bytes[] callData; // ABI-encoded parameters } ``` #### Action Contracts Protocol-specific adapters inheriting from ActionBase: * **Stateless:** No persistent storage, operate via delegatecall * **Modular:** Single responsibility per action * **Upgradeable:** Replace actions via AdminVault proposals * **Logged:** All events through centralized Logger #### Action Types * **DEPOSIT\_ACTION:** Supply assets to protocols * **WITHDRAW\_ACTION:** Remove assets from protocols * **SWAP\_ACTION:** Token exchanges via DEX aggregators * **COVER\_ACTION:** Purchase protocol insurance * **TRANSFER\_ACTION:** Token movements (PullToken/SendToken) *** #### AdminVault Governance and registry with time-delayed proposals: * Action registry: `actionId => contractAddress` * Pool registry: `protocolId => poolId => poolAddress` * Fee configuration and tracking * Role-based access control with mandatory delays *** #### Logger Centralized event emission contract: * `ActionEvent(caller, logId, data)` - Action executions * `AdminVaultEvent(logId, data)` - Governance changes * Structured event IDs for off-chain processing *** #### BravaGuard Safe transaction guard enforcing: * Only approved actions can be called * Funds stay within Brava ecosystem * No unauthorized external calls *** #### EIP712TypedDataSafeModule Cross-chain execution via signed bundles: * Single signature authorizes multi-chain sequences * Per-Safe nonce management prevents replay * Bundle expiry enforcement * Gas refund system (optional) *** #### SafeDeployment Deterministic Safe creation using: * EIP-1167 minimal proxies * CREATE2 for predictable addresses * SafeSetupRegistry for configuration templates * Automated module enablement # Protocol Integration Brava integrates with DeFi protocols through modular action contracts. The Data Intelligence Layer continuously evaluates, onboards, and monitors protocols to provide safe and efficient yield opportunities. ### Protocol Categories
Lending & Yield Markets Money markets and lending protocols offering variable and fixed-rate yields on stablecoin and crypto assets.
Vaults & Asset Management Automated yield optimization vaults, including ERC-4626 compliant strategies and managed investment products.
Specialized Protocols Fixed-term lending, institutional capital markets, and other specialized DeFi primitives.
Cross-Chain & Bridging Native bridging solutions for moving assets across chains while maintaining exposure and yield.
Utilities Token operations, DEX aggregators, insurance, and infrastructure actions supporting strategy execution.
*** ### Data Intelligence Layer #### Protocol Discovery The Intelligence Layer continuously scans for new DeFi protocols and pools: * **Automated Detection:** Identifies new protocol deployments and pool launches * **Interface Probing:** Tests contract interfaces for compatibility (ERC-4626, Aave, Compound, etc.) * **Metadata Extraction:** Captures pool details, underlying assets, and configuration #### Risk Assessment Each protocol undergoes continuous risk evaluation: * **Smart Contract Risk:** Audit status, code quality, immutability * **Economic Risk:** TVL, liquidity depth, utilization rates * **Operational Risk:** Team reputation, governance, upgrade mechanisms * **Market Risk:** Asset volatility, collateralization ratios, liquidation risk #### Performance Tracking Real-time monitoring of protocol performance: * **APY Calculation:** Continuous yield tracking across multiple frequencies * **Historical Performance:** Time-series data for trend analysis * **Anomaly Detection:** Alerts for unusual activity or performance degradation * **Comparative Analysis:** Benchmarking across similar protocols #### Pool Lifecycle Management * **Onboarding:** Automated integration after passing risk thresholds * **Monitoring:** Continuous health checks and performance tracking * **Deprecation:** Removal of pools that no longer meet safety criteria * **Upgrade Handling:** Adaptation to protocol upgrades and migrations *** ### Action Architecture All actions inherit from ActionBase providing: * Immutable references to AdminVault and Logger * Standardized fee calculation (0.50% annual, prorated) * Unified `executeAction(bytes callData, uint16 strategyId)` interface * Protocol and action type identification *** ### Adding New Protocols 1. Implement action contract inheriting ActionBase 2. Define protocol-specific parameters struct 3. Implement executeAction with pool validation 4. Register action in AdminVault via governance proposal 5. Action becomes available after time-delay period # Platform Fees Brava operates on a simple and transparent fee structure—a 0.50% annual fee that accrues linearly on your total deposited funds across all strategies. This fee is automatically calculated and accrued in real-time, eliminating complex calculations or opaque charges. **There are no performance fees, deposit fees, or withdrawal fees associated with the Brava platform.** #### Fee Calculation The 0.50% annual fee accrues linearly, meaning: * Daily accrual rate: approximately 0.00137% (0.50% ÷ 365) * Monthly accrual rate: approximately 0.0417% (0.50% ÷ 12) For example, with a $10,000 deposit: * Annual fee: $50 ($10,000 × 0.50%) * Monthly fee: \~$4.17 * Daily fee: \~$0.137 #### Network Fees > **Note:** Gas fees for blockchain transactions (deposits, withdrawals, rebalancing) are separate from Brava's management fee and depend on Ethereum network conditions at the time of transaction. Brava incorporates several gas optimization techniques to minimize transaction costs, including: * Batch processing for rebalancing operations * Strategic timing of non-urgent transactions * Efficient smart contract design # Security Audits Brava smart contracts undergo comprehensive security audits by leading blockchain security firms. All audit reports are publicly available. #### Completed Audits
AuditorDateScopeReport
SigmaPrimeJanuary 2025Core contracts, actions, and governancehttps://github.com/sigp/public-audits/blob/master/reports/brava/report.pdf
SigmaPrimeNovember 2025Module Integrations: CCTP, ZeroEx, EIP712 Typed Data Safe Modulehttps://github.com/sigp/public-audits/blob/master/reports/brava/module-integrations/report.pdf
SigmaPrimeJuly 2026Core Auth Changes: AuthRegistry, EIP712 Typed Data Safe Module, CCTP bundle relay, emergency withdrawals, gas refunds, plus full-codebase scanhttps://github.com/sigp/public-audits/blob/master/reports/brava/core-auth/Sigma_Prime_Brava_Core_Auth_Changes_Security_Assessment_Report_v3_0.pdf
#### Audit Scope Audits cover: * **Core Contracts:** SequenceExecutor, AdminVault, Logger, SafeDeployment * **Action Contracts:** Protocol adapters and utility actions * **Governance:** Role-based access control and time-delayed proposals * **Cross-Chain:** EIP712 module and CCTP integration * **Security:** BravaGuard, fee system, and authentication #### Bug Bounty For security researchers, we maintain a responsible disclosure program. If you discover a vulnerability: * **Email**: * **Scope**: All smart contracts and critical infrastructure * **Rewards**: Commensurate with severity and impact We appreciate ethical hackers who help keep Brava secure. # Emergency Access Brava is committed to ensuring users maintain complete control over their assets at all times. As part of our commitment to self-custody and user security, we provide a standalone Emergency Exit App that allows users to withdraw their funds independently of our main platform interface. ## Emergency Exit App The Emergency Exit App is a lightweight, standalone application designed to provide a direct withdrawal path for your assets. This serves as a critical backup mechanism in the unlikely event that the main Brava interface becomes unavailable. ### Key Features * **Independent Operation**: Functions completely independently of Brava's main interface * **Self-Contained**: Runs locally on your computer without external dependencies * **Direct Access**: Connects directly to your Safe wallet through your Web3 provider * **Simple Interface**: Streamlined design focused solely on the withdrawal process ### When to Use While we maintain robust infrastructure with high availability, the Emergency Exit App provides peace of mind in scenarios such as: * Temporary platform maintenance * Unexpected service interruptions * Network connectivity issues * Any situation where accessing the main interface isn't possible ### Getting Started The Emergency Exit App is available for all major operating systems (Windows, macOS, and Linux). To maintain security, we recommend downloading the app before it's needed and storing it in a safe location on your computer. You can download the latest version of the Emergency Exit App from our official GitHub repository at . The repository includes detailed setup instructions for each operating system. The app requires only a web browser with a Web3 wallet (such as MetaMask) to function. ### Security Considerations The Emergency Exit App is: * Open source and independently verifiable * Runs completely locally on your machine * Requires no external servers beyond blockchain node access * Interacts directly with your Safe wallet using the same secure mechanisms as our main platform This emergency access mechanism is part of our broader commitment to non-custodial operations, ensuring you always maintain full control over your assets. # Glossary ### **Overview** This glossary defines key terms and concepts used throughout the Brava platform and documentation. It’s designed to help new users, allocators, and developers understand Brava’s architecture and terminology. *** #### **A** **Allocation**\ The process of deploying funds from a workspace’s SAFE wallet into specific holdings within a portfolio. Allocations are executed as on-chain transactions that can distribute capital across multiple pools or chains in one action. **Asset**\ Any supported token or instrument (e.g. USDC, USDT, DAI, or tokenised real-world assets) held or managed within a workspace or portfolio. *** #### **B** **Brava**\ A non-custodial platform providing professionals and institutions access to stablecoin and real-world-asset (RWA) credit markets. Brava automates allocation, execution, and reporting across self-custodied vaults. **Bridge / Bridging**\ The process of moving assets across blockchain networks. Brava automates bridging as part of allocation, transfer, and withdrawal transactions, users never have to perform bridging manually. *** #### **C** **Client Account**\ A segregated workspace representing one managed client, fund, or treasury mandate. **Custody (Self-Custody)**\ A model where users retain full control of their assets. Brava never takes custody, all transactions are executed via the user’s underlying SAFE wallet. *** #### **D** **Dashboard**\ The main Brava interface where users can view balances, performance analytics, and manage workspaces, portfolios, and transactions. **Deposit**\ A transaction that moves funds from an external wallet (e.g., Fireblocks, Utila, Metamask) into a workspace’s SAFE wallet. Deposits represent the first step before allocating capital into portfolios. **Diversification**\ The act of distributing assets across multiple holdings, protocols, or chains to reduce risk exposure. *** #### **F** **Fireblocks / Utila / Ledger Enterprise**\ Institutional custody and wallet infrastructure providers commonly used to connect to Brava workspaces. **Funds (Allocated vs Unallocated)** * **Allocated Funds:** Capital that has been deployed into one or more portfolios. * **Unallocated Funds:** Capital sitting in the workspace SAFE wallet awaiting deployment. *** #### **H** **Holding**\ An individual yield-bearing instrument within a portfolio, such as a lending pool, liquidity vault, or tokenised RWA credit. *** #### **M** **Managed Fund (Brava Managed Fund)**\ A professionally managed investment vehicle offered by Brava, providing diversified exposure to digital credit and RWA markets. Distinct from user-managed portfolios within the Brava platform. *** #### **P** **Portfolio**\ A structured grouping of holdings (stablecoin and RWA assets) within a workspace. Portfolios define allocation weights, performance metrics, and yield strategies. Each workspace can have multiple portfolios. **Portfolio Allocation**\ The proportional distribution of capital across holdings within a portfolio. **Portfolio Rebalance**\ The act of updating allocation weights within a portfolio, typically triggered by a rebalance transaction to reflect new strategy parameters. **Proportional Withdrawal / Transfer**\ A transaction that maintains the relative weighting of holdings while moving or withdrawing capital. *** #### **R** **Rebalance Transaction**\ An on-chain operation that applies saved portfolio changes (drafts or edits) to update the portfolio’s active allocation. **Real-World Assets (RWA)**\ Tokenised representations of off-chain financial instruments, such as trade finance, private credit, or treasury bills, integrated into Brava’s investment strategies. *** #### **S** **SAFE Wallet**\ A smart-contract wallet that underpins every workspace in Brava. It ensures asset segregation, permission management, and secure execution of transactions. **Segregation**\ A structural design principle in Brava ensuring that each workspace’s assets and portfolios remain completely separate from others. **Self-Custodial Architecture**\ Brava’s infrastructure model where users retain full control of funds while the platform automates transactions and reporting. *** #### **T** **Template Portfolio**\ A pre-configured portfolio blueprint designed to help users quickly deploy capital into common yield strategies. **Transaction**\ Any blockchain operation executed through the Brava platform.\ There are five main types: * **Deposit:** Add funds to a workspace. * **Allocate:** Deploy funds into portfolio holdings. * **Transfer:** Move funds between portfolios. * **Redeem:** Return allocated funds from a portfolio to the workspace wallet. * **Withdraw:** Return funds from the workspace wallet to the connect wallet. **Transfer**\ Moves capital proportionally from one portfolio to another within the same workspace, preserving allocation weights. *** #### **W** **Wallet (Connected Wallet)**\ The user’s externally managed Web3 or custody wallet (e.g. Fireblocks, Utila, Metamask) connected to Brava for authentication and transactions. **Withdrawal**\ A transaction that proportionally withdraws capital from the workspace SAFE wallet to the client's connected wallet. **Workspace**\ A self-contained environment in Brava that represents one client or fund account. Each workspace has its own SAFE wallet, portfolios, and reporting. Workspaces ensure complete segregation of assets, activities, and permissions. *** #### **Y** **Yield**\ The return generated from deployed holdings within a portfolio. Yield may come from lending interest, protocol rewards, or tokenised credit flows.